1757 Eagle View Way, Middleburg, FL 32068
3 beds · 2 baths · 2,082 sqft
Better Than New! Upgraded 2019 D.R. Horton Home with an Expansive Backyard Welcome this meticulously upgraded 3-bedroom, 2-bathroom residence in the heart of Middleburg offers modern elegance, functionality, and an unbeatable outdoor space. ASSUMABLE VA LOAN AVAILABLE AT 2.75% Step inside and be greeted by a welcoming foyer with luxury vinyl plank (LVP) flooring that flows seamlessly throughout the entire home. To your right, you'll find a beautifully appointed bedroom, and to your left, another spacious bedroom alongside a completely upgraded bathroom, featuring a stylish new vanity, mirror, and fresh paint. Continue to the open-concept living space, where the stunning kitchen steals the show. A large island, upgraded leathered granite countertops, chic backsplash, and a spacious corner pantry with custom shelving make this a chef's dream. The adjoining dining area leads to an extra-large patio, perfect for entertaining or simply enjoying the huge backyard oasis ... ready for outdoor fun, gatherings, or future expansion. Additional highlights include: Storage Shed for all your outdoor essentials Epoxy-Coated Garage Floor for a polished, durable finish Upgraded Baseboards & LVP Flooring throughout the home Pride of Ownership Shows in Every Detail Why wait for new construction when you can have a better-than-new, move-in-ready home with all the extras? Schedule your showing today!
Source: REALMLS #2071251
Financials
Source: Public records
Source: REALMLS #2071251
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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