1757 Bent Tree Dr, Abilene, TX 79602
3 beds · 2 baths · 2,235 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Fantastic home in the established Lytle Area, close to the Abilene Zoo, Taylor County Expo Center, and Abilene Regional Airport. Within the 2,235 SF of living space, the 3 bedrooms, 2 bathrooms, formal dining room, and a sunroom, provide plenty of opportunity to gather together or retreat into solitude. Beautiful LVP flooring, a vaulted ceiling, and an attractive fireplace create a warm and inviting place to come home to. Bedrooms are located in the main hall with the sizeable primary being ensuite. Features include his and hers, walk in closets, and double sinks. There is also a convenient door connecting the sunroom, which is currently being used as a great office space, with numerous built in shelves, drawers and cabinets. The remaining 2 bedrooms are also well sized and close to the second restroom. The kitchen area is freshly painted, has stainless steel appliances and provides a quaint breakfast nook. The formal dining room is perfect for larger gatherings. A pass through mudroom is equipped with another sink, and additional storage and counter space. Outside, a wooden privacy fence encloses the large, landscaped yard and mature trees offer an abundance of shade. With two different patio areas and a firepit, entertaining and relaxing is a breeze. The substantial square footage, many updates, and an ideal location, this home is the perfect choice. See you soon!
Source: NTREIS #20883822
Source: NTREIS #20883822
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.