VA loan
1 of 48
VA loan
$689,000 SIGNIN

Sign in to see required down payment for the 2.375% rate

17524 Eagle Bend Blvd, Jacksonville, FL 32226

4 beds · 3 baths · 2,534 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Your dream home awaits! Live the island lifestyle in this FULLY RENOVATED, all BRICK SALTWATER POOL HOME that is located on Eagle Bend Island, a sought after GATED COMMUNITY that runs along the Nassau River. This beauty sits on a gorgeous 1.36 ACRE CORNER LOT w/ some of the most breathtaking Oak trees you have ever seen! The SALT WATER POOL includes a heater and lighting along with a screened gazebo and covered porch - your personal oasis! The owners spared no expense in home renovations to include re-doing/replacing the plumbing, electrical panels & wiring, AC ducting system, re-insulated w/ added R-19, UPGRADED lighting, UPGRADED ceiling fans, UPGRADED Int/ext doors, and a whole house water filtration system. The exterior features a 2020 septic/drainfield, hot tub/RV breaker, 2018 roof & 12'x36' detached workshop w/ 100 amp service & spray foam insulation. The open/split floor design boasts a secondary owner's suite separate from the other bedrooms - perfect for guests and/or a mother-in-law suite. The gourmet kitchen has been completely re-designed, upgraded & is a chef's dream kitchen w/ NEW QUARTZ COUNTER TOPS, beautiful espresso cabinetry, an abundance of cabinets, gas stove w/ hooded vent and stainless appliances.You will be in awe at everything this lovely property features and has plenty of space for your RV, golf carts, boats, etc... This one-of-a-kind home is a MUST SEE so schedule your viewing today, you won't be dissapointed!

Estimated
Seller's interest rate
2.375%
7%
Estimated
Monthly payment

$2,494
$3,438
You may also save up to $290,715 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,438 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.375%
Remaining term
25 yrs and 8 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,494
Principal & interest
$1,539
Mortgage insurance
-
Property taxes
$298
Home insurance
$625
HOA fees
$31
Utilities
Not included

Source: Public records

Home details
Size
2,534 sqft
Lot size
1.36 acres
Year built
1975
Type
Single Family Residence
HOA dues
$31.25

Source: REALMLS #2074547

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 12, 2025 12:13 pm
Listing agent: Angela Garcia (904) 335-7822
Listing provided courtesy of: WATSON REALTY CORP (904) 261-3986
Details provided by REALMLS and may not match the public record.
MLS ID: #2074547
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Everystate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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$2,494
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