1752 Cobblestone Dr, Creedmoor, NC 27522
3 beds · 2 baths · 1,233 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 1752 Cobblestone Drive, a home that's truly cute as a button and full of thoughtful details! This beautifully maintained 1,233 sq. ft. ranch offers impressive functionality and style in a perfectly sized package. From the moment you walk through the front door, you'll feel the care and attention that's gone into every corner of this home. The vaulted ceiling and luxury vinyl flooring in the family room create a bright, airy atmosphere perfect for relaxing or entertaining. The eat-in kitchen is both stylish and functional, featuring crisp white cabinetry, gleaming stainless steel appliances, and plenty of room for your dining table. Throughout the home, updated lighting, mirrors, and hardware add a fresh and modern touch. Natural light pours in through large windows, adding to the warmth of this home. The spacious primary bedroom features a walk-in closet and a private en suite with a soaking tub, double vanities, and a separate walk-in shower—your own personal retreat. Step outside to an oversized deck, ideal for outdoor dining or lounging, plus a gravel patio area perfect for a firepit and cozy gatherings. The fenced backyard is great for your furry friends and/or little ones, and the attached one-car garage includes a handy storage closet for all your extras. Located with easy access to I-85, this home offers a seamless commute to the Triangle and beyond. Don't miss this perfect blend of charm, comfort, and convenience!
Source: TRIANGLEMLS #10088219
Source: TRIANGLEMLS #10088219
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.