1752 Bent Tree Dr, Abilene, TX 79602
4 beds · 2 baths · 1,913 sqft sqft
Immaculate, updated home on a quiet, tree-lined cul-de-sac. Walk up your sidewalk and into a bright, entryway with a custom built-in perfect for organizing your home! Enter the spacious living room of the home and a grand fireplace awaits you! Hardwood floors flow throughout the entryway, living room and hallways. Open to the living room, the kitchen features granite countertops and a beautiful granite kitchen island that doubles as a breakfast bar and large space to serve or prepare food. This cook's dream kitchen also features a large walk-in pantry and a gas stove range. Built-ins throughout the kitchen add to the charm of the space with dining room space for a large table. The split bedroom floorplan features three bedrooms with an updated hallway bathroom off of one side of the living room. Off of the other side of the living room is the garage and a nice-sized laundry room with drying rack built-ins and a door leading to the outside. Beside the laundry room, enter the spacious primary bedroom, which could include room for a reading nook or desk. Walk into the attached on-suite to a spa-like primary bath paradise with a separate tub and shower, dual sinks, and two spacious closets. Outside is an entertainer's dream space! A vaulted covered patio with room for a crowd, overlooks a peaceful view of nature. A backyard shed and playset convey as well as the kitchen refrigerator. Home has been pre-inspected, and pest inspected and is ready for you to make this home yours immediately!
Source: NTREIS #20778723
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20778723
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20778723
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.