17416 SE 71st Currituck Ter, The Villages, FL 32162
3 beds · 2 baths · 1,516 sqft
~BOND PAID!!~ ~2019 ROOF~ ~2024 HOT WATER HEATER~ ~2015 HVAC~ ~FURNITURE AND GOLF CART PACKAGE AVAILABLE SEPARATELY~ You'll be greeted by a PAVER PATIO in front of this WHISPERING PINE in the Village of CHATHAM including a fire pit for an evening of relaxation. Step into this inviting abode featuring HIGH CEILINGS and elegant CERAMIC TILE throughout the living, dining, and kitchen areas. Walk from the foyer into the comfy living area and dining space. You'll blink when you see the fantastic HAMMERED COPPER SINK in the kitchen accompanied by a HI-DEF countertop, stainless steel appliances, stylish TILE BACKSPLASH and ceiling fan. A GAS LINE is also available, if you prefer. The primary bedroom offers LUXURY VINYL PLANK FLOORING, a vaulted ceiling, ceiling fan, and OVERSIZED WALK-IN CLOSET. The ensuite bath is complete with ceramic tile floor and tiled WALK-IN SHOWER, as well as high ceiling, DUAL SINKS, and HI-DEF countertop. One guest bedroom features luxury vinyl plank flooring, high ceiling with fan and built-in closet. The guest bath includes ceramic tile, SHOWER/TUB COMBO, and HI-DEF countertop. A separate hallway defines the guest space. The second guest bedroom would work well as a den/office featuring dual pocket doors, ceramic tile floor, high ceiling, and ceiling fan. That second bedroom has no closet. Enjoy the view of your offset lot from the SCREENED IN LANAI equipped with ceiling fan and textured concrete floor leading to the patio for your grill. The beautifully landscaped yard augments privacy. A 2-car garage houses a dedicated laundry area with new washer and dryer. There’s even a WHOLE-HOUSE WATER FILTRATION SYSTEM! Close to the new First Responders Rec Center, Calumet Grove Pool, Mulberry Grove Rec Center, Nancy Lopez Championship Course and Restaurant and many others! Also, close to the Mulberry Grove Shopping Center for shopping, medical and restaurants!
Source: STELLAR #G5093975
Financials
Source: STELLAR #G5093975
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.