1741 Bonser Rd, Minneola, FL 34715
5 beds · 4 baths · 2,800 sqft
Get a free consultation call with an expert in the mortgage assumption process.
*** Price Reduced*** Welcome to 1741 Bonser Rd, Minneola, FL – A Home Designed to Impress! *** WITH 2 MASTER SUITES (ONE ON THE FIRST FLOOR, THE SECOND ON THE SECOND FLOOR) *** This stunning 5-bedroom, 3-bathroom residence offers 2,800 square feet of beautifully designed living space in the sought-after Ardmore Reserve community. With its modern style and thoughtful layout, this home is perfect for comfort, entertainment, and everyday living. The open floor plan greets you with a sense of space and style, featuring ceramic tile flooring and solid surface countertops throughout. The chef-inspired kitchen boasts granite countertops, 42-inch white cabinetry, stainless steel appliances, and a gas range—ideal for preparing meals and hosting gatherings. The first-floor master suite is a tranquil retreat with a spacious walk-in closet and spa-like bathroom complete with dual sinks and a separate shower. Upstairs, a second master suite with its own private en suite bathroom offers flexibility and privacy. Three additional bedrooms, another full bathroom, and a large family room complete the second floor, providing plenty of space for everyone. The outdoor living area includes a screened-in extended covered lanai and a landscaped yard, perfect for relaxing or entertaining. A two-car garage and gas water heater enhance the home’s convenience and efficiency. Ardmore Reserve is a natural gas community offering resort-style amenities, including a zero-entry pool, splash pad, cabana, shaded tot lot, and playground. Residents enjoy a prime location near top-rated schools and the Minneola Athletic Complex. Just a short drive away, Historic Downtown Clermont features charming shops, unique dining, and lively events like fireworks, barbecue competitions, and live music. For outdoor enthusiasts, the Clermont Chain of Lakes provides endless opportunities for boating, kayaking, and fishing. The community's convenient access to the FL Turnpike makes commuting to Downtown Orlando and major theme parks a breeze, while Winter Garden, with its historic charm and cultural attractions, is just 10 minutes away. Surrounded by picturesque rolling hills, golf courses, and scenic running and biking trails, Ardmore Reserve offers the perfect blend of convenience, recreation, and comfort. *** Whole home water softener system, UV light in HVAC system, Whole home surge protection, recently installed laminate flooring in loft area, gutters, fenced yard***
Source: STELLAR #G5090972
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5090972
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.