17406 Garden Heath Ct, Land O Lakes, FL 34638
3 beds · 3 baths · 1,542 sqft
Welcome to this well maintained and refreshed dream home in the desirable Suncoast Meadows community. This beautiful 3 bedroom, 2.5-bath, 2 car garage home has a large backyard with pond views. Entering the home you have a covered front porch into a spacious open floor plan. With a large living room, open kitchen with eat in area combination and tile flooring through out, this home is perfect for entertaining. The kitchen boasts maple wood cabinets, granite countertops, stainless steel appliances, glass tile backsplash, a breakfast bar and a pantry. A convenient half bath is situated off the kitchen. There is a large storage room under the staircase and garage entrance. The main suite is a true retreat, featuring a soaking garden tub, a shower, and a generous walk-in closet with a wire shelving system.. Upstairs, you will find the laundry room for added convenience. This home has been thoughtfully upgraded with a new fixtures and lighting throughout. There is a new roof (2024) Enjoy LOW quarterly HOA fees, which have access to a community pool, playground, dog park, soccer and baseball fields, a clubhouse, and a calendar full of community events and activities. Outdoor enthusiasts will love the 42-mile Suncoast Trail! This home is just minutes from Suncoast Parkway, I-75, SR 54, top-rated schools, golf courses, hospitals, Premium Outlets, and a plethora of dining and shopping options. Best of all, it is not in a flood zone. This fantastic home in a prime location and ready for its next owners!
Source: STELLAR #w7869879
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7869879
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7869879
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.