VA loan
1 of 37
VA loan
$399,900 SIGNIN

Sign in to see required down payment for the 5.25% rate

1739 Havenbrook Ct, Clemmons, NC 27012

4 beds · 3 baths · 2,365 sqft

Welcome home! This beautiful 4-bedroom, 2.5-bathroom home offers a perfect blend of comfort and modern convenience. Situated close to highways, restaurants and shopping. Step inside to find a bright and open floor plan, featuring a spacious living room with a fireplace, perfect for cozy nights and gatherings. The kitchen boasts beautiful granite countertops, ample cabinet space, and an island making it a dream for any home chef. A convenient half-bath is located on the main level. The primary suite is a true retreat with a private en-suite bathroom and generous his and hers closet space. Three additional well-sized bedrooms share a full bath, providing plenty of room for family, guests, or a home office. Enjoy the backyard, ideal for outdoor entertaining or peaceful evenings. Every dream has an address, make this one yours before someone else does! Make your appointment today!

Estimated
Seller's interest rate
5.25%
7%
Estimated
Monthly payment

$2,381
$2,743
You may also save up to $118,929 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,743 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
5.25%
Remaining term
27 yrs and 4 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,381
Principal & interest
$1,891
Mortgage insurance
-
Property taxes
$257
Home insurance
$196
HOA fees
$35
Utilities
Not included

Source: Public records

Home details
Size
2,365 sqft
Lot size
0.18 acres
Year built
2009
Type
Single Family Residence
HOA dues
$35.25

Source: TRIADMLS #1175612

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 01:09 am
Listing agent: Judit Lewis
Listing provided courtesy of: Lewis Realty Group, LLC (336) 257-9409
Details provided by TRIADMLS and may not match the public record.
MLS ID: #1175612
Listing information © 2025 Triad MLS, Inc. of North Carolina. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) Program of the Triad MLS, Inc. of High Point, NC. Real estate listings held by brokerage firms other than Roam Brokerage, LLC are marked with the Internet Data Exchange logo or the Internet Data Exchange (IDX) thumbnail logo (the TRIAD MLS logo) and detailed information about them includes the name of the listing brokers. IDX information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Data last updated Apr 17 2025 - 03:19
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