17331 White Mangrove Dr, Wimauma, FL 33598
4 beds · 3 baths · 1,926 sqft sqft
This beautiful 4 bedroom, 2.5 bath, 2 car garage home is located in the highly sought after Vista Palms community. This stunning home was fully remodeled in 2023! Featuring NEW windows, NEW appliances, LED lighting throughout the home, Spray foam insulation in the attic for additional energy efficiency! This home features an open-concept floor plan with 18" tile throughout the main living areas. Plus luxury vinyl plank flooring upstairs, NO CARPET HERE! Walk into the beautiful foyer with upgraded spindle railings offering open space and tons of natural light. The kitchen is a chef's dream, boasting ample cabinet space, granite countertops, NEW stainless steel appliances, a closet pantry, large kitchen island with a breakfast bar, and oversized ceramic farmhouse sink. The kitchen opens to the dining and living rooms, perfect for entertaining, with a convenient half bath on the main floor. Upstairs opens up to a spacious loft perfect for an office, playroom, or additional living room. The laundry room is also located on the upper level for added convenience. The expansive master bedroom includes an ensuite bathroom with dual vanities, granite countertops, a walk-in shower, and a huge walk-in closet. The three additional bedrooms are generously sized and also located on the second floor. Step outside through the beautiful French doors and enjoy Florida living in your oversized, fenced backyard. The home also features solar panels, significantly reducing your electric bill - average electric bill is $25/mo. Plus a new Simply Safe whole home security system with security cameras, a video doorbell, and window and door sensors. The Vista Palms community offers incredible amenities, including a resort-style swimming pool, cabanas, a splash pad, nature trails, tennis, pickleball, bocce ball, and an indoor fitness center. Lawn maintenance is included with your HOA fees, giving you more time to enjoy the Florida lifestyle. Plus, Southshore Bay Lagoon is just minutes away. This fantastic location is conveniently close to I-75 and 301, providing easy access to beaches, shopping, and restaurants throughout the Bay Area. This home is a must-see! Motivated sellers! Call today for a private showing!
Source: STELLAR #t3534506
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3534506
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3534506
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.