17330 Turnstone Dr, Dumfries, VA 22026
4 beds · 5 baths · 2,832 sqft
Get a free consultation call with an expert in the mortgage assumption process.
*ASSUMABLE VA LOAN FOR A VETERAN AT 4.375% INTEREST RATE* Ask agent for details! In the heart of the highly sought after Potomac Shores neighborhood, this nearly new 2022 build Pulte end-unit townhome with great curb appeal and incredible upgrades is conveniently located near the community clubhouse and Jack Nicklaus signature golf course, for convenient back-and-forth to the pool, activities and events! Inside, you’ll find 4 true bedrooms, 3 full and 2 half bathrooms, a rare EXTENDED second floor balcony and a ROOFTOP DECK with a full two car garage and two car driveway. Upon entering on the ground level, you will be greeted by a convenient foyer and drop zone featuring an oversized coat closet adjacent to a sunny and spacious full in-law/au pair/guest suite, full bathroom and access to the oversized garage with plentiful storage. On the second level, you will LOVE the open concept gourmet kitchen (Pulte upgraded kitchen option) centered around a gorgeous island with seating for 5 with plentiful high quality light grey shaker cabinets and loads of counter space on the high end white and grey quartz countertops. Paired easy access to oversized Trex deck and half bath, this layout is perfect for hosting celebrations. And don't miss the walk-in pantry! The kitchen opens to a dining space and large family room with a fireplace and multipurpose nooks and crannies. On the third level, you'll find three more bedrooms and the laundry space with built-in cabinets (no lugging it up and down stairs!) While in the primary suite enjoy the elegant tray ceiling, sunny windows and beautiful walk-in frameless glass spa shower with seat, dual sink vanity, toilet closet and spacious walk-in closet. Down the hall enjoy two more large bedrooms and a full bath with a dual sink vanity. As if that’s not enough the fourth level features a finished loft space with built-in bar, beverage fridge and access to a breathtaking rooftop deck with views of the golf course and beyond. Located in highly sought after Potomac Shores, the community offers two pools, tennis courts, playgrounds, basketball courts, walking trails/bike paths and is within walking distance of the Jack Nicklaus signature golf course, community center and the future sites of the Town Center and VRE (under construction). Community amenities include a fully equipped fitness center, a social “barn” for entertaining and events. High speed internet is included. This location is convenient to commuting options as well as many shops, restaurants and things to do in Potomac Mills, Stonebridge, etc. You will love the gorgeous upgrades, fantastic layout and surprising amount of natural light. Add low maintenance, being close to the fun and what more could you want? It checks all of the boxes for your next home!
Source: BRIGHT #VAPW2091034
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2091034
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.