1731 Durden Dr, Winter Haven, FL 33880
4 beds · 2 baths · 1,842 sqft
One or more photo(s) has been virtually staged. Welcome to this stunning newer construction home, crafted by Casa Fresca in 2022. Nestled in the desirable Pinnacle Pointe neighborhood, this property offers the perfect blend of modern design, functionality, and convenience. Here's why this home is a must-see: Property Highlights: Spacious Layout: This 4-bedroom, 2-bathroom bungalow boasts a large and open floor plan, perfect for comfortable living and entertaining. Elegant Features: Enjoy neutral tones throughout, quartz countertops, and dark cabinetry that complement the stainless steel appliances. Modern Amenities: The master bathroom features dual sinks, a large walk-in shower, and a walk-in closet, while the secondary bathroom includes a tub-shower combo. Flooring: Carpeted living areas provide a cozy feel, while durable vinyl planking enhances the wet areas. Outdoor Space: A fully fenced, expansive yard with a covered patio creates the ideal setting for relaxation or hosting gatherings. Convenience: A spacious utility room with washer/dryer hookups and a 2-car garage equipped with a door opener. Low Maintenance: With low HOA dues and no CDD fees, this home is both affordable and hassle-free. About Pinnacle Pointe Neighborhood: Pinnacle Pointe is a vibrant and welcoming community in Winter Haven, known for its family-friendly atmosphere and serene surroundings. Residents enjoy peaceful living while being just moments away from essential amenities. Prime Location: Accessibility: The home is conveniently located near major roads, providing easy access to Highway 27 and the Polk Parkway for seamless commutes to nearby cities like Lakeland and Orlando. Healthcare: You’re minutes away from Winter Haven Hospital and other medical facilities, ensuring top-tier healthcare is always within reach. Recreation: Explore the Chain of Lakes, local parks, and nearby golf courses for endless outdoor activities. Shopping & Dining: Enjoy a variety of shopping centers, restaurants, and entertainment options within a short drive. Schools: Located within a top-rated school district, making it an excellent choice for families. This meticulously maintained home combines modern luxury with unparalleled convenience, making it the ideal choice for your next chapter. Don’t miss your chance to make 1731 Durden your new address. Schedule your showing today and experience the best of Winter Haven living!
Source: STELLAR #o6268369
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6268369
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6268369
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.