1731 Cobblefield Cir, Dacula, GA 30019
5 beds · 4 baths · 3,732 sqft
$20,000 PRICE REDUCTION!! Welcome to your stunning, like-new home in the coveted Stone Haven neighborhood! This property features 5 spacious bedrooms, 4.5 luxurious bathrooms, an additional office, AND a dedicated theatre room. Freshly painted on the exterior, this residence boasts incredible upgrades throughout. The large kitchen is a chef's dream, featuring granite countertops, a smart gas oven, and a WiFi-enabled dishwasher with easy QR code setup. The adjacent butler's pantry enhances the space with an upgraded dual-zone wine fridge, perfect for entertaining. Elegant custom marble flooring throughout the main level, which also includes a downstairs bedroom with an adjoining full bathroom for added convenience. Upstairs, you'll find a generous primary suite with a five-piece bath and double vanity, along with three additional bedrooms and the fantastic theatre room. Enjoy the beauty of porcelain wood tile flooring upstairs and a private, fully fenced backyard that backs up to a serene green space. The outdoor area extends beyond the fence, offering even more room to enjoy. With a three-car garage and a quick stroll to the community playground, this home combines convenience and comfort effortlessly. Stone Haven’s amenities are unparalleled, featuring a pool, tennis courts, a playground, and a clubhouse with a gym. The community also offers direct access to the Harris Greenway Trail and is close to Tribble Mill and Harbins Park, ensuring endless outdoor activities and recreation.
Source: FMLS #7434172
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7434172
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7434172
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.