173 Rock House Estates Dr, Senoia, GA 30276
4 beds · 3 baths · 2,773 sqft
Nestled at the end of a peaceful 12-house cul-de-sac, this stunning home offers ultimate privacy and a host of desirable features. Designed with a thoughtful split-bedroom floor plan, the residence provides both functionality and comfort. The kitchen is a chef's delight, showcasing warm maple cabinets, gleaming granite countertops, and elegant hardwood floors. A spacious island and a cozy eat-in area complete this inviting space, perfect for family meals or entertaining guests. Step outside to discover an extraordinary year-round retreat: an 18x10 fiberglass saltwater pool, paired with a relaxing spa, all housed within a connected, enclosed breezeway. Whether for entertaining or fitness, this area is designed for enjoyment in every season. It runs on a generator via propane. Did I mention a propane tank remains with the property and is 60% full. An outstanding shed/workshop that is 16x24 is located outside as well. You will also find a purification system within the home. It works as a water filter & water softener. The ranch-style layout enhances accessibility, blending style and convenience seamlessly. Situated just a mile from Senoia, yet outside city limits. This property combines tranquility with proximity to town amenities. Don't miss this unique opportunity to own a home that truly has it all!
Source: FMLS #7502840
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7502840
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7502840
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.