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$396,500 SIGNIN

Sign in to see required down payment for the 2.63% rate

17257 Cagan Crossings Blvd, Clermont, FL 34714

3 beds · 2 baths · 1,713 sqft

This beautiful 2022-built home is perfectly situated in a serene setting, backing up to conservation land with no rear neighbors, ensuring unmatched quietness and privacy. Enjoy serene, quiet living with the beauty of nature right at your doorstep. Meticulously designed, this property offers a seamless blend of modern style and comfort, situated in a peaceful setting that backs up to conservation land—no rear neighbors! Step inside to discover a spacious, open-concept floor plan that effortlessly connects the living, dining, and kitchen areas—ideal for both everyday living and entertaining. The stylish living room is enhanced with a contemporary accent wall, while the dining room and kitchen showcase elegant, modern light fixtures that elevate the space. The chef’s kitchen features sleek solid surface countertops, stainless steel appliances, and a convenient pantry for all your storage needs. Sliding glass doors open from the living room to a tranquil backyard with stunning conservation views, perfect for unwinding or hosting gatherings. A dedicated office space, complete with custom built-in bookcases and cabinets, provides the ideal work-from-home setup or a peaceful retreat for reading and study. The laundry room, thoughtfully located just across from the kitchen, adds to the home's functional design. The spacious primary suite boasts a large walk-in closet and a luxurious en suite bath with dual vanities and an oversized shower, offering a perfect place to relax and rejuvenate. Two additional bedrooms share a beautifully appointed hall bath with a tub/shower combo. This home is located within a gated community that offers an array of fantastic amenities including a sparkling community pool, clubhouse, and playground, making it perfect for families and individuals alike. The location couldn’t be more convenient—within close proximity to shopping, dining, and entertainment options. Plus, with a quick 30-minute drive to Walt Disney World Resort, you're never far from the magic! Don’t miss the opportunity to make this beautiful home yours. <iframe width='853' height='480' src='https://my.matterport.com/show/?m=uPC1Z8wv2dF' frameborder='0' allowfullscreen allow='xr-spatial-tracking'></iframe>

Estimated
Seller's interest rate
2.63%
7%
Estimated
Monthly payment

$2,386
$3,248
You may also save up to $277,287 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,248 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
2.63%
Remaining term
26 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,386
Principal & interest
$1,457
Mortgage insurance
$256
Property taxes
$192
Home insurance
$360
HOA fees
$120
Utilities
Not included

Source: Public records

Home details
Size
1,713 sqft
Lot size
0.16 acres
Year built
2022
Type
Single Family Residence
HOA dues
$120.00

Source: STELLAR #O6254690

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 07:33 am
Listing agent: Abby Nelson (407) 571-1445
Listing provided courtesy of: RE/MAX 200 REALTY (407) 629-6330
Details provided by STELLAR and may not match the public record.
MLS ID: #O6254690
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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