17257 Cagan Crossings Blvd, Clermont, FL 34714
3 beds · 2 baths · 1,713 sqft
This beautiful 2022-built home is perfectly situated in a serene setting, backing up to conservation land with no rear neighbors, ensuring unmatched quietness and privacy. Enjoy serene, quiet living with the beauty of nature right at your doorstep. Meticulously designed, this property offers a seamless blend of modern style and comfort, situated in a peaceful setting that backs up to conservation land—no rear neighbors! Step inside to discover a spacious, open-concept floor plan that effortlessly connects the living, dining, and kitchen areas—ideal for both everyday living and entertaining. The stylish living room is enhanced with a contemporary accent wall, while the dining room and kitchen showcase elegant, modern light fixtures that elevate the space. The chef’s kitchen features sleek solid surface countertops, stainless steel appliances, and a convenient pantry for all your storage needs. Sliding glass doors open from the living room to a tranquil backyard with stunning conservation views, perfect for unwinding or hosting gatherings. A dedicated office space, complete with custom built-in bookcases and cabinets, provides the ideal work-from-home setup or a peaceful retreat for reading and study. The laundry room, thoughtfully located just across from the kitchen, adds to the home's functional design. The spacious primary suite boasts a large walk-in closet and a luxurious en suite bath with dual vanities and an oversized shower, offering a perfect place to relax and rejuvenate. Two additional bedrooms share a beautifully appointed hall bath with a tub/shower combo. This home is located within a gated community that offers an array of fantastic amenities including a sparkling community pool, clubhouse, and playground, making it perfect for families and individuals alike. The location couldn’t be more convenient—within close proximity to shopping, dining, and entertainment options. Plus, with a quick 30-minute drive to Walt Disney World Resort, you're never far from the magic! Don’t miss the opportunity to make this beautiful home yours. <iframe width='853' height='480' src='https://my.matterport.com/show/?m=uPC1Z8wv2dF' frameborder='0' allowfullscreen allow='xr-spatial-tracking'></iframe>
Source: STELLAR #o6254690
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6254690
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6254690
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.