1725 Redbud Way, Cumming, GA 30041
3 beds · 3 baths · 3,048 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to a GRAND renovation in sought after Gran Forest where landscaping is lush and lots are large! 100% MOVE-IN READY home w/ superior quality updates from top to bottom. This freshly painted BRICK front home has a mostly FINISHED daylight basement w/ a wine cellar that's large enough for hosting your own tastings. Or choose to sip your beverage of choice on the terrace level patio overlooking the LEVEL backyard and the beckoning forest behind your home. Whether you are enjoying the patio or the brand NEW DECK on the main level, you will be wrapped in privacy by the beautiful variety of trees surrounding your home. The lovely views are equally exquisite from inside, as the soaring ceilings and tall windows truly bring the outside in. Fresh NEUTRAL PAINT graces all ceilings, walls, doors and trim. Brand NEW FLOORING throughout the entire home. Designer light fixtures and fans in every room. WOW FACTORS are everywhere, and the best ones are right where you want them most: your kitchen, breakfast room, family room, secondary bathrooms and of course, your LUXURIOUS primary suite. Let's start w/ the bright and spacious main level: everyday living is pure joy w/ the open floor plan that also provides nice degrees of separation for the dining room and front facing office. Your two story foyer creates a welcoming entry drawing guests toward the light-filled, fireside family room which becomes even more enchanting as one experiences the connections to the breakfast room, custom beverage bar, expansive kitchen and to the french doors leading out to the open air deck. "Heart of the Home" seems cliche, but THIS IS REALLY IT! Professionally designed and curated finishes, such as QUARTZ countertops and backsplash, floating shelves, SOFT CLOSE drawers, champagne bronze fixtures and custom lighting exude casual elegance and provide desirable modern conveniences. Add'l upgrades enhance both form and function: under cabinet lighting, gas range with custom hood and new vent, wine fridge and SS appliances. The all new guest bath is discreetly tucked away, yet it's so pretty, it seems like it should be more on display! Completing the main level is a spacious laundry rm w/ quartz countertop and deep sink. Ascending to the upper level, two light-filled secondary bedrooms share a freshly updated bathroom w/ sparkling white tile, quartz countertop and modern lighting. Your exquisite primary suite features a wall of windows and a tray ceiling boasting a gorgeous chandelier. Your primary bath is architecturally STUNNING and aesthetically BREATHTAKING. Upon entering, notice the beautiful flow of arches and linear arrangements, the softly grounding effect of the beautiful tile floor, the timeless elegance of the dual vanities with thick mitered edge quartz countertops and the brilliant combination of lighting and perfectly scaled mirrors. And there's more! Not only do you have a generously sized walk-in closet, but also an extra deep CUSTOM walk-in shower w/ accent tile that shimmers like diamonds. A soaking tub, private water closet and linen closet add the finishing touches to this amazing suite. Descending to the terrace level you will enjoy both its fun and functional features! The flexible main room can serve as a media room, office, home school...you name it. The charming wine cellar has racking for 90 bottles, plus add'l storage space. And a whimsical surprise feature will delight anyone born before the 1990s...but no spoiler alerts here! The partially finished area is served by one of TWO BRAND NEW HVAC systems, so every inch is highly functional and it can be completed cost effectively. Lots of natural daylight and direct access to the level backyard are icing on the cake! Aside from being a wonderful gem to live in, this property is conveniently located near: award winning schools, multiple grocery stores/restaurants/retailers, medical, GA 400, Lake Lanier, parks and entertainment. Schedule your showing today!
Source: FMLS #7565587
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7565587
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.