1725 Briarwood Pl, Templeton, CA 93465
3 beds · 2 baths · 1,914 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 1725 Briarwood Drive, a beautifully updated single-level home tucked away in one of Templeton’s most peaceful and sought-after neighborhoods. Step inside to a fresh, modern interior featuring wide-plank luxury vinyl flooring, new paint throughout, and all-new ENERGY STAR windows and doors that flood the home with natural light. The open-concept floor plan is enhanced by vaulted ceilings and seamless transitions between living spaces. The newly remodeled kitchen is a showstopper—anchored by a large center island with a stainless-steel sink, decorative pendant lighting, sleek cabinetry with dimmable under-cabinet lighting, a striking glass tile backsplash, and all-new smart appliances. The kitchen opens to the den and backyard, while the formal living room features built-in bookshelves and a cozy fireplace, flowing into the formal dining area—perfect for entertaining. Retreat to the spacious primary suite, where vaulted ceilings create an airy, tranquil atmosphere and thoughtful details elevate everyday living. The suite includes a large walk-in closet, a luxurious soaking tub, a separate shower, and a private water closet. Enjoy direct access to the backyard—ideal for morning coffee, unwinding under the stars, or listening to the peaceful sounds of the garden fountain. Both bathrooms have been tastefully updated with decoratively stained cabinetry, new countertops, and eco-friendly low-flow toilets. Additionally, the home is equipped with a soft water system and reverse osmosis (R/O) filtration for added comfort and convenience. Designed with an alley-load driveway, the oversized two-car garage includes an attached workshop—ideal for storage, hobbies, or a home gym. Vinyl fencing and mature landscaping add to the home’s excellent curb appeal. Outside, enjoy multiple patio areas shaded by new pergolas. The expansive, fully fenced backyard is dotted with majestic mature oak trees, lush lawns, and space for future gardening and play. Discover the scenic wonders just outside your door with direct access across the street to walking trails overlooking the vineyards and local farms. The Wildwood neighborhood also offers grassy picnic areas, paved trails, and a nearby park. Set well back from main roads, this home provides tranquility, privacy, and convenience—just moments from top-rated schools and the charm of downtown Templeton. Don’t miss this rare opportunity to own a move-in ready home on the Central Coast. This one will not last!
Source: CRMLS #SC25081723
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SC25081723
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.