17243 Goldcrest Loop, Clermont, FL 34714
4 beds · 3 baths · 3,297 sqft
MAJOR PRICE REDUCTION, Highly Motivated Sellers! Impeccably maintained home built for families and entertainment! Boasting 4 Bedrooms and 2.5 Baths, this beautiful, open concept two-story home shows pride of ownership throughout. Freshly painted walls accentuate the wood-like tile that spans the entire first floor living area. The foyer/entryway space flows through to the seamlessly hidden pantry nook, finally ending in the gorgeous chef's kitchen. The granite countertops and stainless-steel appliances are highlighted by the sliding glass doors that maximize the indoor/outdoor space. Built for function and comfort, natural light floods the living room and compliments the high ceilings, melting the transition from the bottom common living area to the bedrooms upstairs. The oversized landing space on the second floor separates and feeds into every bedroom. The primary bedroom is spacious enough for a home office or seating area, leading into the large and comfortable primary bathroom. The remaining bedrooms are oversized and are accompanied by the convenient laundry area. Organization was prioritized throughout the home, even making its way into the garage with overhanging storage to create even more space. The fenced in back yard accentuates the size and keeps your home even more private and secluded. The clubhouse has a resort style community pool, fitness center and dog park. The desirable Serenoa community also boasts great seasonal activities surrounding holidays. Local farmers markets, Small Business Saturdays Artisan Markets, and Holiday Festivals such as the Mistlletoe Market are constantly in rotation around the area. With its close proximity to theme parks, shopping, and dining, there is also a unique opportunity to take advantage of the anticipated completion of the connections to US 27, Orange to Lake County and fast track to Disney Parks.
Source: STELLAR #o6194732
Source: STELLAR #o6194732
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6194732