17226 S Azure Sky Trl, Vail, AZ 85641
3 beds · 2 baths · sqft
This beautifully maintained 3-bedroom, 2-bathroom home offers 1,954 SQFT of living space, nestled on a generous .58-acre lot. With an open-concept floor plan and vaulted ceilings, this home creates a bright and inviting atmosphere, perfect for both living and entertaining. The kitchen seamlessly connects to the living area. The main bedroom is a private retreat with a walk-in closet and an a bathroom featuring a walk-in shower with a privacy block window. Additional living spaces include an office and a formal dining room, providing plenty of flexibility for your lifestyle needs. A newer water heater ensures reliability and efficiency. The 3-car garage offers plenty of space for vehicles and storage, plus includes a portable air conditioner, 2 ceiling fans, and new lighting for comfort and convenience. Outdoors, enjoy the luxury of remote-control roll-up sunshades on the patio, offering the perfect amount of shade and privacy. The expansive backyard features a walking trail that meanders through natural surroundings, providing tranquil views of the habitat and breathtaking sunsets. This home is equipped with a 22KW Generac natural gas generator for peace of mind during power outages, as well as a reverse osmosis system and water softener. Gutters have been installed for added protection. Don't miss the chance to make this stunning property yours!
Source: SOUTHAR #22427895
Interest rate and monthly payment estimated based on public records.
Source: SOUTHAR #22427895
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #22427895
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.