17220 Horizon Ln, Port Charlotte, FL 33948
3 beds · 2 baths · 2,388 sqft
Price Update! Take a 3DTOUR of this beautiful property to experience the layout and features from the comfort of your own home! Nestled in a highly sought-after neighborhood on a spacious corner lot, this property offers the perfect blend of style, space, and comfort. NO HOA! Upon entry, you'll be greeted by soaring 12-foot ceilings throughout the main living area, creating a bright and open atmosphere. The oversized master suite is a true retreat, featuring tray ceilings, a large Roman walk-through shower, and plenty of room to create your own private sanctuary. A versatile den/office with pocket sliders provides the flexibility to suit your needs—ideal for a home office or playroom. The kitchen is both practical and inviting, with a breakfast bar and ample space for daily meals and gatherings. The expansive living area flows seamlessly into the outdoors, thanks to sliding doors that open fully, offering a perfect connection between indoor and outdoor living spaces. You'll have access to the lanai from three different areas: the main bedroom, living room, and dining area. One of the bedrooms also features a sliding door leading directly to the backyard near the lanai, adding convenience and charm. Large windows throughout the home allow for an abundance of natural light, creating a warm and welcoming ambiance. Tile flooring adds durability and style throughout. Recent updates include a new roof (2023), AC system (2022), and a modern Manabloc plumbing system, ensuring long-term peace of mind. Impact-resistant, hurricane-proof windows provide added security and energy efficiency. Step outside to the spacious screened lanai, perfect for relaxing, entertaining, or enjoying the outdoors in comfort and privacy. For outdoor enthusiasts, this home is conveniently located near some of the area’s best recreational spots, including nature trails, boating, and fishing at Charlotte Harbor Preserve State Park, just a short drive away. Port Charlotte Beach Park, featuring a fishing pier and boat ramp, is also nearby, offering access to beautiful Charlotte Harbor. Cape Haze Trail provides an 8-mile path for biking and walking, while Heritage Oak Park offers family-friendly amenities like playgrounds and sports courts.
Source: STELLAR #C7502982
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #C7502982
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.