1721 SW 23rd St, Cape Coral, FL 33991
3 beds · 2 baths · 2,044 sqft
**PRICE IMPROVEMENT** The ultimate box checker is here. I am going to just list everything and you can say check after each one- pool home, Southwest Cape Coral, blocks from dining and shopping including a Starbucks, blocks from high rated schools, no flood-zone, corner lot, 3-car garage, new pavered lanai & driveway , new roof & pool cage, impact resistant windows & doors, new landscaping & flora tam sod with irrigation, oversized porcelain tile planks throughout entire home, wine/coffee bar, quartz countertops with waterfall edge, floating shelves, all new stainless appliance package, epoxied garage floor, walk in shower, stand alone tub with chandelier, all new kitchen cabinets, brand new bathroom vanities… I could go on and on. Literally this place is brand new from top to bottom and no detail has been missed or overlooked. This home truly has it all and I suggest you to take a look for yourself. So go ahead and schedule a private showing today.
Source: NABOR #224101441
Source: NABOR #224101441
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.