17208 OCEAN HILL DR, Winter Garden, FL 34787
Come see this BEAUTIFUL FIVE BEDROOM HOME WITH THEATER ROOM INCLUDING THEATER CHAIRS, THEATER WINDOW TREATMENTS TO COMPLETELY DARKEN ROOM FOR A GREAT THEATER EXPERIENCE, BUILT IN THEATER SURROUND SYSTEM AND COMES WITH TV’S ALSO! This stunning home was built in 2018 to include the latest energy features such as double pane, insulated and low e windows, upgraded insulation, upgraded SEER rating on HVAC units, natural gas cooking as well as natural gas tankless water heater, natural gas and electric hookups for dryer and so much more! This is a one owner home and they have cared for and maintained the home. The home has its very own Wi-Fi that requires no monthly service and is completely paid for! This home offers a Butlers Pantry, large laundry room, huge pantry, huge master shower and details like tray ceilings and detailed arches throughout. The home offers porcelain wood look tile flooring throughout all areas except bedrooms and second floor. You will enjoy an open kitchen and family room that both lead out to the large lanai through triple sliding glass doors then you are over looking a beautiful large green space with lush landscaping and views of water in the distance. When you enter the backyard to the oasis out back prepare to be mesmerized. Enjoy evening vibrant skies during the beautiful Florida sunsets right from your home and back lanai! This home has been tastefully designed down to every single detail and has a great design for entertaining! The home lives like a one-story home with the living areas, Master Bedroom, a secondary bedroom and laundry room all on the main floor! When entering the second floor you are greeted by a large bonus/theater room. Located in the beautiful and sought after Waterside on John’s Lake community. The community offers a clubhouse, fitness center, play ground, beautiful pool and large deck all over looking John’s Lake! This home is in an amazing location! You will be located in the wildly sought after address of Winter Garden and about 15 miles from Walt Disney World, about 30 minutes to Orlando International Airport, 11 miles to Clermont, 4 miles from the Winter Garden Village, 6 miles from Downtown Historic Winter Garden, just over a mile from Publix, Restaurants, Salons, eateries and much more. This is a prime location for all conveniences yet feels so peacefully tucked away from the hustle and bustle resulting in a very quiet community. This home is a must see! Come visit this home in a Warm, Friendly Neighborhood because you are sure to want to stay forever!
You may be able to put down less than the total down payment amount of $0 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6236758
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.