17208 Ocean Hill Dr, Winter Garden, FL 34787
5 beds · 3 baths · 3,183 sqft
GREAT PRICE FOR A GREAT HOME IN HIGHLY DESIRED LOCATION! Come see this BEAUTIFUL FIVE BEDROOM HOME WITH BEAUTIFUL BACKYARD, STUNNING KITCHEN AND BREAKFAST AREA WITH PLANTATION SHUTTERS ALL LOOKING OVER GORGEOUS LANDSCAPING and an expansive backyard to view the rolling hills. THEATER ROOM comes fully equipped with furniture, surround sound, TV and dark room window treatments! This stunning home was BUILT IN 2018 to include the latest energy features such as double pane, insulated and low e windows, upgraded insulation, NATURAL GAS COOKING as well as NATURAL GAS TANKLESS WATER HEATER, natural gas and electric hookups for dryer and so much more! This is a one owner home and they have cared for and maintained the home. The home has its very own Wi-Fi that requires no monthly service and is completely paid for! This home offers a Butlers Pantry, large laundry room, huge pantry, huge master shower and details like tray ceilings and detailed arches throughout. The home offers porcelain wood look tile flooring throughout all areas except bedrooms and second floor. You will enjoy an open kitchen and family room that both lead out to the large lanai through triple sliding glass doors then you are over looking a beautiful large green space with lush landscaping and views of water in the distance. When you enter the backyard to the oasis in back with views of lush landscaping, rolling hills and water. Prepare to be mesmerized. Enjoy beautiful Florida sunsets right from your home and back patio! This home has been tastefully designed down to every single detail and has a great layout for entertaining! The home lives like a one-story home with the living areas, Master Bedroom, a secondary bedroom and laundry room all on the main floor! When entering the second floor you are greeted by a large bonus/theater room. LOCATED IN THE BEAUTIFUL AND SOUGHT AFTER COMMUNITY OF WATERSIDE ON JOHNS LAKE IN WINTER GARDEN! The community offers a clubhouse, fitness center, play ground, beautiful pool and large deck all over looking John’s Lake! This home is in an amazing location! You will be located in the wildly sought after address of Winter Garden and about 15 miles from Walt Disney World, about 30 minutes to Orlando International Airport, 11 miles to Clermont, 4 miles from the Winter Garden Village, 6 miles from Downtown Historic Winter Garden, just over a mile from Publix, Restaurants, Salons, eateries and much more. This is a prime location for all conveniences yet feels so peacefully tucked away from the hustle and bustle resulting in a very quiet community. This home is a must see! Come visit this home in a Warm, Friendly Neighborhood because you are sure to want to stay forever!
Source: STELLAR #o6236758
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6236758
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6236758
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.