17206 White Mangrove Dr, Wimauma, FL 33598
4 beds · 3 baths · 2,612 sqft sqft
*** Paid off solar included with full priced offer Welcome to your dream home in Wimauma, FL! This stunning 4-bedroom, 2.5-bathroom residence nestled on a spacious lot boasts contemporary elegance and comfort. Built in 2019, this home embodies modern design and has been meticulously maintained, ensuring a move-in-ready experience for its fortunate new owners. Step into a bright and inviting interior, where every detail speaks of quality and style. The expansive layout features a seamless flow between the living spaces, perfect for both entertaining and everyday living. The well-appointed kitchen is a focal point, offering a blend of functionality and beauty with ample storage, sleek countertops, and modern appliances. Relax and unwind in the serene primary suite, complete with a luxurious en-suite bathroom designed for tranquility. Three additional bedrooms provide versatility for guests, home offices, or hobbies, while the 2.5 bathrooms offer convenience. Outside, the property showcases a generous lot, presenting endless opportunities for outdoor activities, gardening, or creating your private oasis. Residence will have access to the Oasis community center which includes a gym, pool, activity room, cabanas and hammocks! Located in a desirable area of Wimauma, this home combines the appeal of a peaceful neighborhood with convenient access to local amenities, shopping, dining, and entertainment options. Panoramic backyard view, backed up to a lake, no rear neighbors. All rooms have new contemporary lights. Saltwater treatment system included. Solar powered backup generator and comes with 2 AC units to help control electric cost. Don't miss the chance to make this immaculate, well-maintained home yours! Schedule a showing today and envision your future in this remarkable property.
Source: STELLAR #t3543595
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3543595
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3543595
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.