1 of 29
$519,998 SIGNIN

Sign in to see required down payment for the 4.12% rate

1720 Crocker Ave, Orlando, FL 32806

3 beds · 3 baths · 1,890 sqft

1720 Crocker Ave is a stunning custom-built home in the vibrant Hourglass District, a neighborhood where modern construction is a rare find amidst homes primarily built in the 1960s and 1970s. This 2007-built residence stands out as a unique gem. Nestled on a quiet cul-de-sac, this spacious 3-bedroom, 2.5-bathroom home—with the potential to easily be converted into a 4-bedroom—offers the ideal combination of contemporary design and timeless appeal, all just minutes from downtown Orlando. Step inside and discover a home that’s been thoughtfully updated with brand-new 3/4" solid oak hardwood floors upstairs, complementing the Mediterranean-inspired tile and engineered flooring downstairs. The AC unit was replaced in mid-2023, ensuring comfort and efficiency for years to come. High ceilings with knockdown texture, recessed lighting, and elegant crown molding add to the open and airy feel, making this home perfect for entertaining or relaxing. If you love modern architecture with high ceilings and dream of living in a community where you can walk or scooter to trendy local businesses, this is the home for you! The Hourglass District is known for its vibrant dining scene and outdoor spaces, including: Bad As’s Burgers: High-end burgers from the creators of Bad As’s Sandwiches. Black Rooster Taqueria: Spacious taco spot with brunch and a patio. Pizza Bruno: Famous for its incredible pies and garlic knots. Zaza Cuban Comfort Food: A local go-to for authentic Cuban dishes. Papa Llama: A Peruvian-inspired restaurant with family-style tasting menus. Barber Park: A park with courts for basketball, volleyball, pickleball, skateboarding, and more. Hourglass Park: A serene spot for kayaking, fishing, or relaxing by the lake. Lake Underhill Park: A fitness-friendly loop trail connecting multiple parks. With its unbeatable location, high-end finishes, and access to vibrant neighborhood amenities, 1720 Crocker Ave offers a lifestyle you won’t want to miss. Schedule your private showing today!

Estimated
Seller's interest rate
4.12%
7%
Estimated
Principal & interest
$1,364/mo.
$1,769
You may also save up to $110,168 in total interest paid.

Send questions to support@withroam.com

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,364 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Remaining term
22 yrs and 8 mos
Loan type
FHA
Rate
4.12%
Monthly P&I
$1,364
Remaining balance

Source: Public records

Home details
Size
1,890 sqft
Lot size
0.16 acres
Year built
2007
Type
Single Family Residence
HOA dues
$0.00

Source: STELLAR #O6260429

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

What is Roam?

expand content

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

expand content

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

expand content

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

expand content

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 12, 2025 07:15 am
Listing agent: William Herb, III (407) 810-6119
Listing provided courtesy of: CHARLES RUTENBERG REALTY ORLANDO (407) 622-2122
Details provided by STELLAR and may not match the public record.
MLS ID: #O6260429
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.