17199 Hickory Wind Dr, Clermont, FL 34711
4 beds · 3 baths · 2,232 sqft sqft
You will love this meticulously updated 4Bed/3Bath home in the John's Lake Landing community. It starts with great curb appeal - nicely landscaped & extended paver driveway for extra parking. This home awaits its new owner! With an open concept and split bedroom floor plan, you’ll find plenty of room versatile enough to arrange as you see fit. Your beautiful contemporary kitchen boasts granite counters, plenty of cabinet space, a dinette, roomy closet pantry, and an island with breakfast bar. Upgraded black matte appliances included! You’ll appreciate the size of the living room – makes for a great gathering space and you will appreciate the motorized slider door blinds that are solar powered/remote. The primary bedroom features an en-suite bath including granite counter, dual sink vanity, walk-in shower, and separate garden bath, and walk-in closet. The secondary bedrooms - including one en-suite - are perfect for a guest bedroom, kid's room or an office. You will love the extra storage space provided by the overhead garage racks! The roof has a 15 year transferable warranty! An extra reason to love this home is all that you have out back including your covered lanai with extended paver patio with solar powered lighting, and spacious yard - great for entertaining. This home has been nicely maintained and SHINES, both inside and out. John's Lake Landing features a community pool and playground and is close to nearby shopping areas and Florida's Turnpike. Come see what this home has to offer!
Source: STELLAR #o6242392
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6242392
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6242392
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.