17194 SE 85th Willowick Cir, The Villages, FL 32162
3 beds · 2 baths · 1,587 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Golf Course View Pool Home with Birdcage & Golf Cart Garage in The Village of Briar Meadow Welcome to this stunning Jasmine Designer Stucco Home, perfectly positioned with panoramic views of the Briarwood Golf Course and offering a lifestyle of comfort, leisure, and understated luxury. This thoughtfully designed split-bedroom floor plan features soaring ceilings, elegant finishes, and abundant natural light throughout. Step inside to an inviting open-concept Living and Dining area, where sliding glass doors frame beautiful golf course views and lead out to a spacious, northeast-facing lanai. With its own dedicated HVAC system and carpeted flooring, the lanai is ideal for peaceful mornings or lively gatherings, offering a perfect mix of sun and shade year-round. Beyond the lanai, unwind in your private birdcage-enclosed oasis, featuring a jetted pool / spa—a true retreat after a day enjoying The Villages' active lifestyle. Entertain with ease in the adjoining outdoor grilling area, ideal for hosting friends and neighbors. The kitchen includes stainless steel appliances, a custom tile backsplash, generous pantry, eat-in dining space, and convenient pot drawers for added storage and functionality. Wake up to fairway views from the luxurious primary suite, which includes a large walk-in closet and an en suite bath with dual vanities and a corner walk-in shower. A spacious laundry room is thoughtfully located within the suite, complete with a utility sink and extra cabinetry. Your guests will enjoy privacy on the opposite side of the home, where two generously sized bedrooms and a full guest bath await. The guest bathroom features a $20,000+ walk-in jetted bathtub for ultimate comfort and accessibility. Additional highlights include: Golf Cart Garage Low Bond Balance of $1,965.81 Energy-efficient layout Impeccably maintained inside and out Please see attachments for list of upgrades. Location, Location, Location Nestled in the highly desirable Village of Briar Meadow, this home is just minutes from both Nancy Lopez Legacy Country Club and Glenview Country Club, each offering 27-hole Championship Golf, fine dining, aquatic centers, tennis courts, and more. You'll also enjoy proximity to eight Executive Golf Courses, Mulberry Recreation Center, First Responders Rec Center, shopping, dining, and top-tier medical services at Mulberry Grove Plaza and VA Clinic. This is more than a home—it’s a lifestyle. Schedule your private showing today. You won’t be disappointed.
Source: STELLAR #G5095635
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5095635
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.