1719 Durden Dr, Winter Haven, FL 33880
4 beds · 2 baths · 1,842 sqft
You are going to love coming home to this almost new, well priced home with 4 bedrooms and 2 full bathrooms. Walking though the entrance hallway you will love how the home opens up to a wonderful great room where entertaining will be a joy as the large living area opens up directly to the open dining and kitchen area where everyone can gather around the beautiful granite center island. You and your guests will love the luxury vinyl plank flooring in all of the wet areas, ample granite counter top space and beautiful stainless steel appliances in the kitchen. If you would prefer being outdoors, having family and friends over for a cook out will be a pleasure with a COMPLETELY vinyl fenced in back yard with plenty of room to throw the football or play cornhole in total privacy. When you are ready to retire to the HUGE owners suite you will appreciate the large walk in closet, zero step shower and his and her vanity sinks. The home is equipped with a 16 SEER AC system and along with double pane windows ensures your energy efficiency and optimal climate control throughout the year. This home is nestled in Winter Haven, a slower paced suburb positioned halfway between Tampa and Orlando, so you can enjoy a little relaxed and quiet but both cities are under an hour away so you can easily enjoy all of the nightlife, fantastic shopping, wonderful dining, outdoor activities and world class sporting events that they both offer. In Tampa you can watch our World Champion Buccaneers play at Raymond James Stadium, Stanley Cup winning Tampa Bay Lightning, watch the Rays play. Tampa is host to so many places and events like Busch Gardens, Bern's Steakhouse, MacDill AFB, USF, The convention center, stroll the RiverWalk, University of Tampa, all of the year round events at RayJay, The Amphitheater, Amalie Arena and world class dining. In Orlando you can easily be at Disney World, Universal Studios, Disney Springs, International Drive, LegoLand, watch the Orlando Magic ply basketball and all of the nightlife that Orlando is famous for! Make an appointment today to see this home before it's gone!
Source: STELLAR #t3541864
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3541864
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3541864
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.