1719 DURDEN DR, Winter Haven, FL 33880
You are going to love coming home to this almost new, well priced home with 4 bedrooms and 2 full bathrooms. Walking though the entrance hallway you will love how the home opens up to a wonderful great room where entertaining will be a joy as the large living area opens up directly to the open dining and kitchen area where everyone can gather around the beautiful granite center island. You and your guests will love the luxury vinyl plank flooring in all of the wet areas, ample granite counter top space and beautiful stainless steel appliances in the kitchen. If you would prefer being outdoors, having family and friends over for a cook out will be a pleasure with a COMPLETELY vinyl fenced in back yard with plenty of room to throw the football or play cornhole in total privacy. When you are ready to retire to the HUGE owners suite you will appreciate the large walk in closet, zero step shower and his and her vanity sinks. The home is equipped with a 16 SEER AC system and along with double pane windows ensures your energy efficiency and optimal climate control throughout the year. This home is nestled in Winter Haven, a slower paced suburb positioned halfway between Tampa and Orlando, so you can enjoy a little relaxed and quiet but both cities are under an hour away so you can easily enjoy all of the nightlife, fantastic shopping, wonderful dining, outdoor activities and world class sporting events that they both offer. In Tampa you can watch our World Champion Buccaneers play at Raymond James Stadium, Stanley Cup winning Tampa Bay Lightning, watch the Rays play. Tampa is host to so many places and events like Busch Gardens, Bern's Steakhouse, MacDill AFB, USF, The convention center, stroll the RiverWalk, University of Tampa, all of the year round events at RayJay, The Amphitheater, Amalie Arena and world class dining. In Orlando you can easily be at Disney World, Universal Studios, Disney Springs, International Drive, LegoLand, watch the Orlando Magic ply basketball and all of the nightlife that Orlando is famous for! Make an appointment today to see this home before it's gone!
You may be able to put down less than the total down payment amount of $50,256 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3541864
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.