17180 Mockingbird Canyon Rd, Riverside, CA 92504
5 beds · 5 baths · 4,173 sqft
***SPECTACULAR Single Story RESORT STYLE HOME with POOL, SPA, SWIM-UP BAR, OUTDOOR KITCHEN, CABANA, RV GARAGE, STEEL BUILDING & CITY LIGHTS on 2.24 ACRES*** The CUSTOM BUILD Home is an ENTERTAINER'S DREAM with 3 separate Living Quarters with Kitchenettes perfect for a Large Family, Guests or Income producing. **LOW TAX RATE & NO HOA too**. The Home is a total of 4173 Sq. Ft., currently being used as 6 Bedrooms, 4 1/2 Baths, Built in 2013. The Main Area is 3725 Sq. Ft., 4 Bedroom, 3 1/2 Baths, Dining, Family, Wine & Laundry Room and Atrium. The In-Law Quarters in the main area has a Kitchenette, Living, Bedroom, Walk-In Closet, Bathroom with Walk-In Shower leading to Backyard. There is a second separate Living Quarters which is 448 Sq. Ft. has 2 Beds, 1 Bath, Living, Kitchenette, Atrium with a separate entry. Open Concept Floorplan with Massive Kitchen overlooking the Family Room with a Huge Sliding Door leading to a Tropical Paradise with tons of Privacy and Seclusion with City Lights and Mountain Views. The Best Part is there is a 45 Ft. attached RV Garage with a separate detached Steel Building (30 x 30, 900 Sq. Ft) with lots of RV Parking and tons of Guest Parking. The Massive Kitchen has a Granite Island, Upgraded Cabinetry, Wolf & Viking S.S. Appliances, Double Oven, Warming Drawer, Subzero Refrigerator, 2 Sinks, Designer Backsplash, Drink Refrigerator. in Island and a separate Wine Room with Custom Door Entry. The Family Room has a Fireplace with a 16 Ft. Sliding Glass Door leading Beautiful Backyard. The Master Suite has a stone Fireplace with a huge Bathroom, walk-in Shower, separate Jacuzzi Tub and 2 separate Walk-In Closets. The Backyard is INCREDIBLE with Infinity Edge Volleyball Pool, Spa, Lush Tropical Landscaping, Massive Tile Covered Cabana with Swim-Up Bar, Huge Outdoor Kitchen with 3 TVs (80 Inch TV), Sound System, Sink, 2 Drawer Refrigerator, Griddle, BBQ, Smoker Area and Rolling Concrete Island and Designer Night Lighting. RESORT LIVING EVERYDAY!!! This Stunning Home has so many Luxury finishes including Italian Stone Flooring inlaid with Rustic Hardwood Floors, Leather Finish Granite Countertops, Plaster Walls, Upgraded Bathrooms with wall hung toilets, 2x6 Construction, soundproof wall and radiant barrier Roof and LED Color Night Lighting throughout property. The 45 Ft. long drive through RV Garage has a dump too!!!
Source: CRMLS #IV25016047
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #IV25016047
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.