17160 Belle Isle Dr, Dumfries, VA 22026
6 beds · 7 baths · 6,809 sqft
Welcome to this stunning NV-built Portsmouth floor plan in the sought-after Potomac Shores community, offering 6,809+ sq. ft. of luxurious living space on a premium corner lot with a three-car garage, including a tandem space. This home boasts an impressive six bedrooms and six full baths, five bedrooms upstairs, each featuring an attached bath, and a sixth bedroom with an egress window in the finished basement. The grand entrance greets you with formal living and dining spaces and a curved staircase leading to the upper level. A private home office is tucked away on the main level, conveniently located on the quiet side of the home with a half bath nearby. The heart of the home features a light-filled family room with a coffered ceiling and a gas fireplace. The chef’s dream kitchen features a massive center island with new stunning quartz counters,a gas stove with a pot filler, stainless steel appliances, and a pass-through serving area with a sink leading to the dining room—perfect for entertaining. The finished basement offers an expansive wrap-around bar, a flex room ideal for a gym or media space, and a large storage room. Upstairs, the primary suite is a retreat, complete with a tray ceiling, a spa-like bath with a soaking tub, a free-standing shower, double vanities, and a large walk-in closet. Each of the four additional bedrooms has an attached bath, and the walk-in laundry room is equipped with a laundry sink and under-counter cabinets. The home has a complete whole-house suppression system, a dual-zoned HVAC system, and luxurious finishes at every turn. More than just a home, this is resort-style living at its finest. It has access to Northern Virginia’s only public Jack Nicklaus Golf Course, The Shores Club, with resort-style amenities and a vibrant social scene with clubs, classes, meetups, and community events. With the future Potomac Shores VRE Head House under construction and the upcoming town center, Potomac Shores is a place where future conveniences meet luxury. Don’t miss your chance to experience this one-of-a-kind home—schedule your tour today!
Source: BRIGHT #VAPW2089710
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2089710
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.