17155 SW 41st Cir, Ocala, FL 34473
4 beds · 2 baths · 1,494 sqft sqft
***PRICE REDUCED*** Welcome to your serene oasis nestled on a quiet street with minimal neighbors, offering the perfect blend of comfort, convenience, and modern amenities! Key Features: - Sprinkler System: Keep your lawn lush and green with an automatic sprinkler system. - Fully Fenced: Enjoy privacy and security in your own backyard, perfect for pets and outdoor gatherings.- Exterior Eve Lighting: Illuminate your home beautifully at night with stylish exterior eve lighting. - High-Speed Internet: Stay connected with Spectrum internet, ideal for remote work or streaming your favorite shows.- Reliable Utilities: Benefit from SECO power and Marion utilities water for hassle-free living. Outdoor Paradise:- Large Above Ground Pool: Dive into summer fun in your spacious above ground pool, perfect for relaxation and entertaining on warm days.- Batting Cage: For sports enthusiasts, enjoy your very own batting cage in the backyard—ideal for practice and family fun! -Man Cave Perfection! Discover the permitted 16’x24’ man cave – a perfect retreat featuring:- Insulation for year-round comfort- Internet with wireless router - Electric with own breaker box - Attic storage for added convenience- Air conditioning to keep you cool during those warm days Location, Location, Location!- Just 15 minutes from Walmart for all your shopping needs- Only 2 minutes from Dollar General Market for quick errands- A short 7 minutes to Winn Dixie (with an Aldi coming soon!)- 15 minutes to I-75, making commuting a breeze- Exciting developments nearby: a new elementary school opening in 2025 and a high school currently under construction! This property combines the tranquility of rural living with the convenience of nearby amenities. Whether you’re entertaining in your man cave, enjoying the large above ground pool, or honing your skills in the batting cage, this home has it all. Don’t miss out on this incredible opportunity! Schedule a viewing today and step into your future home! For more information, contact us today!
Source: STELLAR #om684691
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om684691
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om684691
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.