1715 Horizon Way, Bartow, FL 33830
3 beds · 2 baths · 1,414 sqft sqft
Welcome Home! Nestled in a peaceful community within the city limits of Bartow, Florida, this charming 3-bedroom, 2-bathroom home offers comfort, modern upgrades, and a connection to small-town charm in an ideal setting. Bartow, often referred to as the "City of Oaks and Azaleas," is a historic city known for its warm sense of community, charming downtown district, and rich cultural heritage. As the county seat of Polk County, Bartow offers a blend of tranquil, small-town living with the convenience of nearby cities like Lakeland and Winter Haven. Residents enjoy proximity to scenic parks, excellent schools, and community events like the Bloomin’ Arts Festival. With easy access to Highway 60 and U.S. 98, Bartow provides a gateway to both Tampa and Orlando. Boating Spacious Living Areas: The home features a thoughtfully designed split floor plan, providing privacy for the bedrooms. The large living room, anchored by a brick wood-burning fireplace, creates a warm and inviting space perfect for entertaining or cozy nights in. Modern Upgrades: The kitchen and bathrooms are outfitted with sleek marble countertops, adding a touch of elegance. Durable vinyl flooring runs throughout the common areas, while the kitchen features easy-to-clean ceramic tile. New carpet will be installed in each bedroom, ensuring fresh, comfortable spaces for the new homeowners. Recent Updates: Newer Roof (2021): Providing peace of mind for years to come. New Windows (2024): Enhancing energy efficiency and aesthetics. Improved Drainage: Upgraded drainage in both the front and rear yards ensures the property remains well-maintained and protected from the elements. This home is move-in ready, offering modern comforts within a tranquil community in Bartow, Florida—a city known for its picturesque oak-lined streets, rich history, and welcoming atmosphere.
Source: STELLAR #b4901746
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #b4901746
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #b4901746