1713 Coyote Ct, Vista, CA 92084
3 beds · 2 baths · 1,530 sqft
Get a free consultation call with an expert in the mortgage assumption process.
$899,000- $920,000 Remodeled Single-Story Mediterranean Style Gem in Vista! Welcome to 1713 Coyote Ct, a treasure thats move-in ready and full of character! This 3-bedroom, 2-bath home features a bright and airy open-concept layout with luxurious finishes throughout. Step into the Dream Kitchen complete with stainless steel appliances, quartz countertops, a farmhouse sink, self closing cabinets/drawers and a stunning island perfect for entertaining. The spacious living room with a cozy fireplace and the inviting dining area are bathed in natural light, creating a warm and welcoming atmosphere. Retreat to the peaceful and spacious master suite, and enjoy beautifully updated bathrooms featuring new vanities, LED mirrors, and modern fixtures. With fresh interior and exterior paint, new flooring, recessed lighting, ceiling fans, double-pane windows, new AC unit, this home has it all! The outdoor spaces are just as impressive, with low-maintenance front and backyard patios, a patio cover, unique paver designs, and a charming jalapa with a built-in BBQ areaideal for hosting or relaxing. With ample driveway parking, RV parking, and no HOA, this property truly checks every box. This home provides convenience and charm as it is perfectly located near parks, schools, shopping, dining, freeways, and the best of Vista living. So Dont miss the opportunity to make this turnkey jewel your forever home!
Source: SANDIEGO #NDP2410035
Source: SANDIEGO #NDP2410035
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.