17125 Royal Troon Dr, Edmond, OK 73012
3 beds · 4 baths · 2,643 sqft
SELLERS NOW OFFERING A $50,000 REMODEL CREDIT WITH ACCEPTABLE OFFER!!! New Roof and Fencing already installed. Ready to be a part of the vibrant and growing Rose Creek Community? Then schedule your showing today to see this amazing 4-bedroom, 3.1-bathroom home, conveniently located close to the main entrance and security building for enhanced convenience and security. Only a few feet from the 1st hole, chipping and putting greens of the golf club, this home will also be one of the closest homes in the neighborhood to the brand-new Retreat Resort coming in 2025. This resort will include a state-of-the-art fitness facility, 18-hole putt putt course, saunas, a barbershop, spa salon, teen zone, daycare, dry cleaning, and car cleaning. The Retreat is in addition to the already existing Rose Creek club amenities of a championship golf course, award-winning clubhouse, cache, and pickleball courts - all of which just underwent a multi-million-dollar renovation. On top of all the amazing community amenities, this home is located in the Deer Creek School district, with schools ranked in the top 10% of Oklahoma. After enjoying the community, come home to your warm and inviting home. The front door opens into a large, open living and dining area with beautiful crown molding. The kitchen has a large island with gas range and vent hood above, great for cooking while engaging with your company. Off the living room is a covered patio, fireplace, large multi-burner gas grill, and TV - perfect for outdoor entertaining. The back patio also leads into a private office off of the Master Suite. The master bedroom has a cathedral ceiling, and the en-suite has a jetted tub, walk-in shower, and large closet. It also connects to the laundry room for convenience. 2 more secondary bedrooms are downstairs near the master bedroom, and the upstairs area could be used as a 4th bedroom, office, theatre or game room, and includes a full bath, sitting area and attic access.
Source: MLSOK #1125427
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSOK #1125427
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.