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$564,900 SIGNIN

Sign in to see required down payment for the 5.5% rate

1710 Alejo Dr, Apopka, FL 32712

4 beds · 4 baths · 2,612 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Welcome to the Hamilton model in the sought-after Chandler Estates—an elegant 4-bedroom, 3.5-bathroom home with a spacious 3-car garage, offering 2,628 square feet of well-appointed living space on over an acre of land. Ideally located just minutes from the 429 Connector, this residence keeps you within 30 minutes of all the most popular Central Florida areas. From the moment you arrive, the home’s curb appeal is unmistakable. A deep, wide driveway complements the beautifully landscaped front yard, leading to a charming 30 x 5 split front porch—perfect for relaxing and enjoying the serene surroundings. Inside, the main level is flooded with natural light and features soaring 9-foot ceilings, fresh interior paint, designer doors, and sleek tile flooring throughout. A versatile flex room greets you near the entryway, while the expansive 20 x 16 family room offers an inviting space for entertaining. A convenient guest bathroom is just around the corner. At the heart of the home is the gourmet kitchen—thoughtfully designed for both functionality and style. It boasts a large center island with breakfast bar, granite countertops, farmhouse sink, pendant lighting, tasteful cabinetry, side dry bar, and a generous walk-in pantry. The range, microwave, and dishwasher are all three years old or newer. Adjacent to both sides of the kitchen is the cozy dinette area ideal for casual meals and the oversized 3-car garage suitable for all your automobile and personal storage. The garage features a 240v EV Charging outlet as well as a transfer switch which allows an owner to plug a generator in and run the entire main level. Upstairs, you’ll find brand-new carpet in all bedrooms, durable laminate flooring in the hallways, and a spacious laundry room equipped with a washer and dryer (less than three years old). The primary suite offers a large walk-in closet and an en-suite bathroom featuring split vanities, a soaking tub, and a separate shower. All secondary bedrooms are well-sized, with Bedroom 3 featuring its own en-suite bath and Bedroom 4 showcasing a stylish shiplap accent wall. Love to entertain outdoors? Step into the covered and screened 16 x 10 rear patio—an ideal retreat for gatherings or quiet evenings. The fully vinyl-fenced backyard is a true highlight, complete with a large paver patio, a striking gazebo, and abundant green space ready for your dream pool or garden. The little ones and furry friends will love it. Additional updates and features include: Roof (2015) Electrical (2015) Plumbing (2015) Whole-home water filtration system (2022) HVAC system (2015) Water heater (2022) Whole-home solar panels (2022) This exceptional home blends comfort, space, and energy-efficient living in one of the area’s most desirable communities. Don’t miss your opportunity—schedule your private showing today!

Estimated
Seller's interest rate
5.5%
7%
Estimated
Monthly payment

$3,355
$3,714
You may also save up to $117,307 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,714 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
5.5%
Remaining term
27 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,355
Principal & interest
$2,232
Mortgage insurance
$278
Property taxes
$247
Home insurance
$513
HOA fees
$83
Utilities
Not included

Source: Public records

Home details
Size
2,612 sqft
Lot size
0.28 acres
Year built
2014
Type
Single Family Residence
HOA dues
$83.33

Source: STELLAR #O6299568

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 01, 2025 10:04 am
Listing agent: Steven Kwong (407) 310-9396
Listing provided courtesy of: CHARLES RUTENBERG REALTY ORLANDO (407) 622-2122
Details provided by STELLAR and may not match the public record.
MLS ID: #O6299568
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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$3,355
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