171 Crooked Crk, Buda, TX 78610
4 beds · 2 baths · 2,571 sqft
Welcome to your dream home! Nestled in the picturesque community of Buda, this delightful property at 171 Crooked Creek offers a perfect blend of comfort and modern living. Key Features: Spacious Living: Enjoy an open-concept layout with ample natural light, perfect for entertaining or relaxing with family. Gourmet Kitchen: Featuring stainless steel appliances, granite countertops, and a large island, this kitchen is a chef's paradise. Luxurious Master Suite: Retreat to the spacious master bedroom with an ensuite bathroom boasting dual vanities, a soaking tub, and a walk-in shower. Outdoor Oasis: Step outside to your private backyard, complete with a screened patio and lush landscaping—ideal for gatherings or peaceful evenings under the stars. Prime Location: Situated in a family-friendly neighborhood, you’re just minutes away from parks, shopping, and top-rated schools. Additional Features to Note: Upgraded 8ft. doors throughout Mirrored storm door Wired for generator Electric fireplace Screened in back porch Built in storage in garage Three car tandem garage Whether you’re looking for a peaceful retreat or a place to create lasting memories, 171 Crooked Creek is the perfect fit. Schedule your tour today and experience all that this beautiful home has to offer!
Source: ACTRIS #1791898
Source: ACTRIS #1791898
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1791898
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.