171 Beech Dr, Kyle, TX 78640
3 beds · 2 baths · 1,296 sqft
Experience peaceful suburban living in Kyle's Waterleaf community. Fantastic location tucked in the back of the neighborhood on a street with two half-moon cul-de-sacs and sidewalks. This charming single-story home offers 3 bedrooms, 2 baths, and an open floor plan filled with natural light. The home’s curb appeal includes a stucco exterior, shade trees, a covered front entry, single-car garage, and a long, level driveway. Enjoy peace of mind with essential updates such as a new roof, insulation, Electrical Main & Subpanel rebuilds & whole home surge protection, HVAC thermostat, and foundation repair with a transferable lifetime warranty. Inside, you’ll find a bright, open layout with light-colored luxury vinyl plank flooring and fresh, neutral white paint throughout. The spacious kitchen overlooks the living area, perfect for staying connected. It’s ready for use or to be upgraded to your ideal modern preferences. The sunny dining area is nestled alongside sliding glass doors leading to a covered back porch, ideal for grilling and dining outdoors. The primary suite is a serene getaway that overlooks the backyard providing for relaxing late afternoon golden hour light and serene sunset views. Enjoy your own ensuite bath plus a large walk-in closet. The covered back porch is perfect for unwinding or entertaining, while the large fenced-in backyard provides plenty of space to play and grow, highlighted by two crepe myrtle trees that burst into colorful blooms during the summer. Waterleaf residents enjoy an array of amenities, including a pool, playground, park, walking loop, basketball courts, and nearby hike and bike trails in the Plum Creek Greenbelt. Convenient access to I-35, Downtown Kyle, and Buda. This well-priced, pre-inspected home is move-in ready! Schedule your tour today!
Source: ACTRIS #6827191
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: ACTRIS #6827191
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.