17065 Honeysuckle Ln, Claremore, OK 74019
4 beds · 2 baths · 1,736 sqft
Welcome to this beautifully remodeled home, perfectly blending modern style with country charm on over an acre of land. Located less than a mile from Will Rogers Downs (Cherokee Casino), this property offers both tranquility and convenience. Step inside to discover a spacious, open floor plan with wood-look tile flooring that flows seamlessly throughout the main living areas. The newly renovated kitchen is a true showstopper, featuring brand-new cabinets, stunning countertops, a stylish backsplash, and a large island that’s perfect for entertaining or preparing meals. Natural light floods the space through the home’s brand-new windows, creating a bright and inviting atmosphere. The bathrooms have been thoughtfully updated with elegant custom tile work and modern fixtures, offering a spa-like experience. A cozy wood-burning fireplace serves as the centerpiece of the living area, surrounded by sleek stone accents and built-in shelving that adds both style and function. Outside, the expansive concrete driveway provides ample space for parking and outdoor activities. The one-acre lot offers endless possibilities, whether you dream of gardening, adding a workshop, or simply enjoying the peaceful surroundings. Recent upgrades, including a new roof, fresh siding, and interior and exterior paint, ensure the home is move-in ready with no detail overlooked. This property is a rare opportunity to own a fully remodeled home with a perfect balance of modern upgrades and rural charm, all while being just minutes from entertainment and amenities. Property is in the desired Verdigris Valley electrical co-op! This home is 100% USDA financable.
Source: MLSTECHNOLOGY #2503406
Financials
Source: MLSTECHNOLOGY #2503406
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
