1706 Trailwater St, Ruskin, FL 33570
2 beds · 2 baths · 1,406 sqft
Ownership pride with this perfect single-story villa with many upgrades: 2 bedrooms, a Den/study room, 2 bath,1 car garage in the desirable Hawks Point neighborhood. This move-in home features granite countertops and ceramic tile throughout the villa, except the two bedrooms are carpeted. Nice stainless steel appliances all new in July 2024 except for microwave, including washer/dryer. 2-inch faux wood blinds, plenty of storage space. No need to deal with stairs. Spacious Primary bedroom with walk-in closet. The primary bathroom has dual sinks with a shower and new light fixtures. It is a very comfortable lifestyle without having to maintain the yard. Come home and relax on your way through your sliding glass door leading to the screened-in lanai with brick flooring and a view of the pond watching the sunset. The exterior was recently painted in 2023 by the HOA, with a brand new roof as of March 2025, and rain gutters front and back. Recently upgraded garage door opener (very quiet). Hawks Point community has private gates and roads. The owner states they have low electric Bills. The following community amenities include a clubhouse, pool, fitness center, playground, and dog park. HOA dues cover water, garbage, landscaping, and exterior maintenance! Ruskin is centrally located near restaurants, shops, schools, parks, and Gulf beaches. Easy commute to St. Pete/Tampa, Bradenton/Sarasota, MacDill AFB, the beaches, and the airport(s), and driving routes US41, I-75, 19th, and 301. Don't miss out—schedule a showing now!
Source: STELLAR #TB8365039
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8365039
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.