1706 Ambling Trl, Cedar Park, TX 78613
4 beds · 3 baths · 2,582 sqft
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An amazing single-level home in the extremely popular Whitestone Oaks at Anderson Mill subdivision. This VERY clean, move-in ready, 4 bedroom (or 3 and study), 3 bath home has many updated design elements and includes a 4th bedroom that could be used as a study for someone working from home. The feel of the home is bright and open with high ceilings and plenty of natural light. Just off of the entry foyer are 3 spacious guest rooms and 2 secondary bathrooms. Continuing into the home, you'll find a formal dining room which could easily function as a second workspace or play area. The centerpiece of the home is an eat-in kitchen that has a breakfast bar, granite counters, stainless appliances, gas cooktop, tile flooring and an open flow to the dining area and family room, which includes an inviting fireplace. The generously sized primary suite boasts dual vanities, a soaking tub, separate shower and a large walk-in closet. Tile flooring is featured throughout the majority of the home with carpet in the bedrooms. The 3-car tandem garage is roomy for extra storage or space for a gym/workshop area. Enjoy a cup of coffee on the generous covered back patio that features extended artificial turf decking and a built-in "cowboy" pool to cool off on those hot summer days or heat up in the winter, while enjoying the peaceful tranquility that is afforded by the pond behind the home. All of these great features PLUS everything that Whitestone Oaks at Anderson Mill living has to offer, with easy access to IH35 & 130 toll make this location convenient to Shopping at the Domain, Dining, Downtown Austin and commute routes to the Austin Bergstrom Airport make this a home you DO NOT want to miss!
Source: ACTRIS #8125049
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #8125049
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.