Limited time: Pay only $1,000 to assume a low rate mortgage when you sign a purchase contract between 12/11/24 and 1/10/25 *
1 of 39
$549,900

17055 Wynford Ln, Winter Garden, FL 34787

3 beds · 3 baths · 2,341 sqft

**PRICED TO SELL!!!** SAVE on 100K+ of options compared to New Build! Welcome Home to this immaculate and stunning, *New & Move-in ready* Sebring model, recently completed in June 2021 that truly shows like a model! **See the FULL LENGTH VIDEO Tour Link 1.** The home is situated in the heart of all of Central Florida and Winter Garden’s best dining, shopping and attractions! As you enter into the grand foyer you are welcome to an open concept home with soaring high ceilings that lead to a beautiful L-Shaped Stairway with Vinyl Plank Stairs, White Spindles & Black Wooden Hand Rails. As you walk up the staircase you’ll see three beautiful windows to create that natural sunlight as you enter your way upstairs! Fall in love as you walk into this open concept home boasting high ceilings and large luxury kitchen. The gourmet kitchen is a chef’s dream featuring gas stove, granite counter tops with large island, backsplash, stainless steel appliances, recessed, pendant and under cabinet lighting, 42" staggered upper cabinets with crown molding, pot and pull out drawers in the lower cabinets, dovetailed soft close drawers and also soft close doors. The large walk-in pantry is perfect for all your food & goods, plus extra space for storage, and even a wine & beverage station/wine fridge if you wish! Go upstairs and enjoy your loft – perfect for office space, extra living room, or even a play room for the little ones. Spacious laundry room with laundry sink & cabinets - washer and dryer included! A true Master Suite awaits you with large walk-in closet, tray ceiling, and a gorgeous master bathroom with dual sink vanities, quartz countertops and glass shower with tile and listello to match. **Additional upgrades include: Luxury Wood-Look Tile & LVP Floors Throughout Entire Home, Gas Stove and Gas Tankless Hot Water Heater, Gourmet Kitchen, Samsung SMART Refrigerator with TouchScreen Technology, Luxury Open Staircase, Ring Doorbell & Outside Camera for extra Security, An Extended Transferable Warranty on AC for buyer’s peace of mind, Upgraded Ceiling Fans with Chandelier Lights & Open and Close Fan Blades with Remote Controls, 9” Door Handles/Hardware on Kitchen Cabinets, Spherical Chandelier Light in the Dining Room & Upgraded Lights in all Bathrooms! Cat-5 Networking Connections in each room for Hardwired Internet Connectivity, Gas Hookup on Side of Garage for Outdoor Cooking, Epoxy flooring in garage, Garage Sink/Disposal plus Cabinet, and so much more! **UPSTAIRS furniture can be sold for separate purchase.** The stunning club house has a state of the art fitness center, kitchen and luxury pool! The HOA fee includes the clubhouse, amenities/fitness center, lawncare and irrigation. This stellar location is conveniently located just 4 miles to Disney & attractions, Winter Garden, Horizon’s West, 192, World Drive, I-4, and 417. Nearby brand new elementary and high-schools! Many close shopping centers and dining options! Close proximity to hospital and fire station for added peace of mind. Call today to schedule your private tour!

Estimated
Seller's interest rate
2.9%
7%
Estimated
Principal & interest
$1,509/mo.
$2,316
You may also save up to $256,718 in total interest paid.
Listing price
$549,900

Your cash down payment
$215,246
Seller’s estimated current equity is $215,246
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with a 2nd mortgage.
Estimated $1,509 monthly payment

Financed
$334,653
Assumed mortgage 2.9% • Seller's rate
$334,653
2nd mortgage 9.25% • No prepay penalty
$0

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.
Location
Details
Home
Size
2,341 sqft
Price per sq ft
$251
Lot size
0.08 acres
Year built
2021
Type
Single Family Residence
HOA dues
$172.00

Source: STELLAR #g5074202

Loan
Remaining term
26 years, 6 months
Rate
2.9%
Monthly P&I
$1,509
Remaining loan balance
$334,653

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

expand content

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

expand content

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

expand content

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

expand content

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Dec 21, 2024 10:51 am
Listing agent: Christina Greenslade (407) 758-6023
Listing provided courtesy of: FLORIDA PLUS REALTY, LLC (352) 901-9100
Details provided by STELLAR and may not match the public record.
MLS ID: #g5074202
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2024 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$1,509/mo
View details