17055 Wynford Ln, Winter Garden, FL 34787
3 beds · 3 baths · 2,345 sqft
This exquisite home is BACK on the market! Due to buyer circumstances, you now have your opportunity to make this gem of a home your own. Welcome to your beautiful new home where luxury meets comfort! Upon entering, you are greeted with stunning lighting fixtures and an open floor plan ideal for entertaining. The kitchen features a gas stove, granite countertops, Samsung touch screen refrigerator, and walk-in pantry that provides ample storage space. The spacious loft presents endless possibilities, perfect for creating a cozy movie watching space, home office, or play area. Retreat to the primary bedroom, complete with tray ceilings and walk in closet. Each additional bedroom offers the luxury of a ceiling fan that doubles as a stylish lighting fixture. The laundry room is equipped with a utility sink with cabinets and front loading washer and dryer for your convenience. Additional features of this home include luxury vinyl plank and porcelain wood look tile flooring throughout, impressive lighting fixtures and overhead storage racks in the garage. The garage also features additional cabinets. This beautiful 2-story residence is ideally located near the clubhouse, allowing you to enjoy a vibrant community filled with neighborhood events throughout the year, including holiday celebrations and food truck nights. Conveniently located near Flamingo Crossings, Disney, all major highways and more! Don't miss this opportunity to own this beautiful home with exceptional features and a fantastic location! Buyers and agents to verify HOA, taxes, measurements, schools, and any MLS information.
Source: STELLAR #O6290983
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6290983
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.