17035 Peaceful Valley Dr, Wimauma, FL 33598
4 beds · 3 baths · 1,860 sqft sqft
One or more photo(s) has been virtually staged. Welcome to 17035 Peaceful Valley Dr, Wimauma, FL 33598. This exquisite 4-bedroom, 2.5-bathroom, 2-story pool home boasting contemporary elegance and luxurious amenities. Upon entering, you're greeted by an inviting living space adorned with an impressive accent wall featuring a modern fireplace. This focal point adds warmth and charm to the room, creating a cozy ambiance for relaxing evenings or entertaining guests. The main floor offers an open-concept layout, seamlessly connecting the living area to the gourmet kitchen and dining space. The kitchen is a chef's dream, featuring high-end GE Appliances including a Range/Oven with built-in air fryer, Microwave, Refrigerator, Dishwasher, sleek countertops, and ample storage, making meal preparation a breeze. Upstairs, you'll find the loft/office area, Laundry room, four spacious bedrooms, including a lavish master suite complete with a private end-suite bathroom and walk-in closet. Each bedroom offers comfort and tranquility, providing the perfect retreat for rest and relaxation. Step outside to discover your own private paradise, a stunning dual (saltwater/chlorine) oversized pool with waterfall bowls and Multicolor LED lighting, safety fence surrounded by lush landscaping and outdoor seating areas. Whether you're soaking up the sun or taking a refreshing dip, the backyard oasis is ideal for enjoying the beautiful Florida weather. HOA takes care of the lawn and also have many amenities for the whole family to enjoy. It has a Gym, Community Pool with a splash pad area for the little ones, club house, pickle ball court etc. This home is also minutes away from the gorgeous Southshore Bay Lagoon. Full security system in place with cameras in front/back and doorbell. Situated in close proximity to malls, restaurants, and other amenities, residents can enjoy easy access to shopping, dining, and entertainment options. Don't wait and come see it in person, this is the one!!!!!!!
Source: STELLAR #t3516028
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3516028
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3516028
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.