1703 Sunset Ave, Kinston, NC 28504
5 beds · 4 baths · sqft sqft
Come unwind at 1703 Sunset Avenue! This gorgeous brick home with circular driveway sits on a very quiet street near the Kinston Country Club. On a busy day, the street may see 12 cars. The time it will see more than that? It will be when you entertain your guest. 4292 square feet, 5 bedrooms and 3 and a half bathrooms and a 2 car garage provide all the space you will ever need for your family and friends. The owners loved to entertain, and it shows in this home. Ample outdoor deck space with a a large screened in section, custom built entertainment bar, and large wraparound rear decking look over a freshly sodded yard, wrapped with a brand new 6 foot vinyl privacy fence. Weather not good for entertaining outside? No worries, head upstairs where the owners have left you a 8 foot Olhausen pool table. Around it is plenty of space, seating, and even an additional bar area to entertain. The home has tons of flex spaces and storage as well. There is a flex use room upstairs, as well as walk in storage. My favorite flex space in this home is found downstairs off of the master bedroom. It would be the absolute perfect nursery, or convenient office space. Speaking the the master bedroom, the one here has everything you want. Off of the large main bedroom, you'll find a newly renovated master bathroom. Not enough for you? Check out the thoughtfully designed custom master closet space! If its not big enough for you, there's two additional walk in closets in the master bath! This home must be seen to be appreciated. The owners has done thoughtful repairs and renovations before listing, making this home ready for the next family to call 1703 Sunset their home.
Source: NORTHCAROLINAREGIONAL #100450380
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100450380
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100450380
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.