17014 Wave Tressle Pl, Wimauma, FL 33598
5 beds · 3 baths · 2,522 sqft
Discover the gated community of South Shore Bay Lagoon, where resort-style living meets endless outdoor adventures. At the heart of this vibrant neighborhood is a stunning 5-acre Crystal Lagoon, offering paddle-boarding, kayaking, and swimming. Residents can enjoy splash pad island, exciting water slides and obstacles courses, luxurious poolside cabanas, and a swim-up tiki bar. The community also features sand volleyball courts, a restaurant, dog parks, scenic nature trails, and exclusive activities designed just for residents, ensuring there’s always something fun and engaging to enjoy and this spacious 5-bedroom, 3-bathroom home boasts over 2,500 square feet and is nestled right in the heart of it all. Perfectly suited for first-time homebuyers or those seeking a vibrant community lifestyle, this home offers the ideal balance of charm, functionality, and affordability. As you enter, a wide foyer with an elegant arched walkway it sets a welcoming tone, leading you to a spacious open living and dining area that invites comfort and togetherness. The adjacent kitchen provides a warm and practical space for cooking and entertaining, making it the heart of the home. The first floor features one of the five bedrooms, complete with a full bathroom, offering privacy and convenience for guests or multi-generational living. Upstairs, you’ll find a versatile loft area, perfect for a home office or recreational space, along with four additional bedrooms and an additional bathroom with dual sinks. The generously sized master suite is super cozy with its own electric fireplace complete with seating area and huge walk in closet. The ensuite bathroom is also large with dual sinks and private water closet, creating a tranquil retreat. A thoughtfully placed upstairs laundry room adds to the home's practicality, streamlining daily tasks. Outside the backyard is ripe for fun with family and fido as well as a built in gardening area and lush easy to maintain professional grade landscaping. PLUS* Your HOA INCLUDES Spectrum UltraFi internet and cable plus amazing events for the holidays (like Halloween and Christmas) and throughout the entire year. Right outside the gates of South Shore Bay there is plenty of shopping including Publix, Aldi, Wal-Mart, as well as quaint Mom and Pop restaurants, amazing taco trucks, and the replay bar! Many state parks within a short driving distance including Bethune Park and the Boys and Girls Club as well as easy access to I-75 and 301. So many reasons why this home is a wonderful opportunity to enjoy comfort, convenience, and community in a sought-after neighborhood.
Source: STELLAR #a4629466
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4629466
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4629466
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