17014 Wave Tressle Pl, Wimauma, FL 33598
5 beds · 3 baths · 2,522 sqft
Get a free consultation call with an expert in the mortgage assumption process.
** Major price drop well below market rate** PLUS your HOA INCLUDES Spectrum UltraFi internet and cable ** The gated community of South Shore Bay Lagoon, where resort-style living meets endless outdoor adventures. At the heart of this vibrant neighborhood is a stunning 5-acre Crystal Lagoon, offering paddle-boarding, kayaking, and swimming. Residents can enjoy splash pad island, exciting water slides and obstacles courses, luxurious poolside cabanas, and a swim-up tiki bar. The community also features sand volleyball courts, a restaurant, dog parks, scenic nature trails, and exclusive activities designed just for residents, ensuring there’s always something fun and engaging to enjoy and this spacious 5-bedroom, 3-bathroom home boasts over 2,500 square feet and is nestled right in the heart of it all. Perfectly suited for first-time homebuyers or those seeking a vibrant community lifestyle, this home offers the ideal balance of charm, functionality, and affordability. As you enter, a wide foyer with an elegant arched walkway it sets a welcoming tone, leading you to a spacious open living and dining area that invites comfort and togetherness. The adjacent kitchen provides a warm and practical space for cooking and entertaining, with a HUGE walk in pantry making it the heart of the home. The first floor features one of the five bedrooms, complete with a full bathroom, offering privacy and convenience for guests or multi-generational living. Upstairs, you’ll find a versatile loft area, perfect for a home office or recreational space, along with four additional bedrooms and an additional bathroom with dual sinks. The generously sized master suite is super cozy with its own electric fireplace complete with seating area and huge walk in closet (currently being used as a nursery area). The ensuite bathroom is also large with dual sinks, huge linen closet, and private water closet, creating a tranquil retreat. A thoughtfully placed upstairs laundry room adds to the home's practicality, streamlining daily tasks. Outside the backyard is ripe for fun with family and fido as well as a built in gardening area and lush easy to maintain professional grade landscaping. Community hosts plus amazing events for the holidays (like Halloween and Christmas) and throughout the entire year. Right outside the gates of South Shore Bay there is plenty of shopping including Publix, Aldi, Wal-Mart, as well as quaint Mom and Pop restaurants, amazing taco trucks, and the replay bar! Many state parks within a short driving distance including Bethune Park and the Boys and Girls Club as well as easy access to I-75 and 301. So many reasons why this home is a wonderful opportunity to enjoy comfort, convenience, and community in a sought-after neighborhood.
Source: STELLAR #A4629466
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4629466
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.