1701 Keswick Rd, Saint Augustine, FL 32084
3 beds · 2 baths · 1,738 sqft
Wow! Welcome to this TURNKEY residence located within the centrally located Royal Saint Augustine Golf Course community, this charming residence offers a perfect blend of comfort and modern features, making it an ideal retreat for those seeking both style and functionality.The lot size is just under a third of an acer, allowing for plenty of space for pets and family gatherings to take place.The heart of the home lies in its updated kitchen, featuring new appliances, an oversized island, and updated fixtures. This culinary haven is not only visually appealing but also practical, offering a seamless space for creating meals and memories alike. Cozy up by the wood-burning fireplace in the living area, where high ceilings enhance the sense of space and airiness. The split floor plan ensures privacy, with a generously-sized master suite that boasts a huge closet for ample storage. Say goodbye to carpet maintenance, as the home boasts solid surface floors throughout. Custom wood trim on the walls adds a touch of character, creating an inviting atmosphere that resonates with both warmth and sophistication. Adding to the appeal are the practical updates: a 2021 HVAC system ensures year-round comfort, while a 2020 roof provides peace of mind for years to come. Whether you're a golf enthusiast or simply appreciate the tranquility of a well-kept community, this location offers a unique blend of natural beauty and convenience. Schedule your private tour today and discover how this property can seamlessly become your perfect home. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells.
Source: REALMLS #2002734
Source: REALMLS #2002734
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2002734
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.