17009 Clear Cork Dr, Wimauma, FL 33598
2 beds · 3 baths · 1,737 sqft
One or more photo(s) has been virtually staged. UNIQUE OPPORTUNITY AWAITS YOU! Tailored to potential buyers who may benefit from a little extra assistance in facilitating their home purchase. Our seller is deeply committed to making the dream of homeownership a reality and has generously offered to entertain concessions that will make the process smoother and more accessible. Whether you are looking to upsize/downsize, or simply seeking a change, these incentives are designed to ease the financial burden and bring you closer to owning the ideal property with that said, Welcome to Southshore Bay Active Adult, where luxury living meets active lifestyles. This townhouse for sale offers the perfect blend of comfort, convenience, and community. Southshore Bay Active Adult residents can indulge in the abundance of amenities available right at their doorstep. Our state-of-the-art clubhouse is the hub of social activities, offering a place for neighbors to gather, relax, and foster new friendships. Take a dip in the sparkling swimming pool, stay fit and active in our well-equipped fitness center, or engage in friendly competition on our sports courts. For those who enjoy the great outdoors, our 5.5-acre Lagoon and nearby trails provide ample opportunities for outdoor recreation and relaxation. Located in the beautiful city of Wimauma, FL, our townhouse is perfectly situated to offer the best of both worlds. Discover what this charming city has to offer, from its rich history to its vibrant culture. Explore the nearby Tampa Bay, waterways, and state parks for endless outdoor adventures. With major roads connecting you to a variety of shops, restaurants, and entertainment destinations, you'll never run out of things to do and explore. Step inside our townhouse and experience the epitome of comfort and style. With two bedrooms and two and a half baths, there's plenty of space to relax and unwind. The first floor features a spacious master bedroom complete with an ensuite bathroom and a large walk-in closet, ensuring a private retreat for homeowners. The open kitchen boasts stone counters, a walk-in pantry, and stainless steel appliances, making it a chef's dream. Recently added backsplash adds a touch of elegance to the space. The open floor plan that leads out to a screened enclosure is a great space to entertain friends and family. Additional conveniences include a half bath and a laundry room on the first floor. Venture upstairs to find a full bath, a bonus room that can be tailored to your specific needs, and a separate bedroom. This versatile layout allows for comfortable living and provides ample space for guests or hobbies. In appreciation of their service, eligible veterans who qualify have the unique opportunity to assume the current VA loan, with a super low interest rate, making homeownership more accessible and affordable. Don't miss out on the opportunity to call Southshore Bay Active Adult your home. Experience the best of luxury living, outdoor recreation, and a vibrant community. Contact us today to schedule a viewing and see for yourself why this townhouse is the perfect place to call home.
Source: STELLAR #TB8344427
Financials
Source: Public records
Source: STELLAR #TB8344427
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.