17009 CLEAR CORK DR, Wimauma, FL 33598
UNIQUE OPPORTUNITY AWAITS YOU! Tailored to potential buyers who may benefit from a little extra assistance in facilitating their home purchase. Our seller is deeply committed to making the dream of homeownership a reality and has generously offered to entertain concessions that will make the process smoother and more accessible. Whether you are looking to upsize/downsize, or simply seeking a change, these incentives are designed to ease the financial burden and bring you closer to owning the ideal property. With that said, Welcome to Southshore Bay Active Adult, where luxury living meets active lifestyles. This townhouse for sale offers the perfect blend of comfort, convenience, and community. Residents of Southshore Bay Active Adult can indulge in the abundance of amenities available right at their doorstep. Our state-of-the-art clubhouse is the hub of social activities, offering a place for neighbors to gather, relax, and foster new friendships. Take a dip in the sparkling swimming pool, stay fit and active in our well-equipped fitness center, or engage in friendly competition on our sports courts. For those who enjoy the great outdoors, our 5.5-acre Lagoon and nearby trails provide ample opportunities for outdoor recreation and relaxation. Located in the beautiful city of Wimauma, FL, our townhouse is perfectly situated to offer the best of both worlds. Discover what this charming city has to offer, from its rich history to its vibrant culture. Explore the nearby Tampa Bay, waterways, and state parks for endless outdoor adventures. With major roads connecting you to a variety of shops, restaurants, and entertainment destinations, you'll never run out of things to do and explore. Step inside our townhouse and experience the epitome of comfort and style. With two bedrooms and two and a half baths, there's plenty of space to relax and unwind. The first floor features a spacious master bedroom complete with an ensuite bathroom and a large walk-in closet, ensuring a private retreat for homeowners. The open kitchen boasts stone counters, a walk-in pantry, and stainless steel appliances, making it a chef's dream. Recently added backsplash adds a touch of elegance to the space. The open floor plan that leads out to a screened enclosure is a great space to entertain friends and family. Additional conveniences include a half bath and a laundry room on the first floor. Venture upstairs to find a full bath, a bonus room that can be tailored to your specific needs, and a separate bedroom. This versatile layout allows for comfortable living and provides ample space for guests or hobbies. Don't miss out on the opportunity to call Southshore Bay Active Adult your home. Experience the best of luxury living, outdoor recreation, and a vibrant community. Contact us today to schedule a viewing and see for yourself why this townhouse is the perfect place to call home.
You may be able to put down less than the total down payment amount of $46,686 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3520458
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.