17006 Wave Tressle Pl, Wimauma, FL 33598
4 beds · 3 baths · 2,324 sqft
One or more photo(s) has been virtually staged. Welcome to Your Dream Home in South Shore Bay Lagoon Community! Discover the perfect blend of luxury and comfort in this spacious 4-bedroom, 3-bathroom home located in the highly sought-after South Shore Bay Lagoon community. Boasting an open floor plan, this residence offers seamless flow between the living, dining, and kitchen areas, making it ideal for entertaining and comfort living. Key Features: • Open Floor Plan: Enjoy a bright and airy space that enhances social gatherings and everyday life. • Gourmet Kitchen: Equipped with modern appliances, ample counter space, and a large island for casual dining. • Master Suite: Retreat to a generous master bedroom with an en-suite bathroom and walk-in closet. • Large Backyard: Step outside to a spacious yard, perfect for outdoor activities, gardening, or relaxation. • Prime Location: Situated safely inland, providing peace of mind while still being close to community amenities. Experience Resort-Style Living: Live where others vacation! The South Shore Bay Lagoon community offers unparalleled amenities, including: • Crystal-Clear Lagoon: Dive into the stunning lagoon waters exclusive to residents. • Recreational Activities: Enjoy kayaking, paddleboarding, and more right at your doorstep. • Community Events: Participate in neighborhood gatherings that foster a strong sense of community. Don't miss this opportunity to own a piece of paradise in a location that perfectly balances tranquility and convenience. Schedule your private showing today and step into a lifestyle you've always dreamed of!
Source: STELLAR #tb8308012
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8308012
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8308012