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$679,000 SIGNIN

Sign in to see required down payment for the 3.88% rate

1700 NW 170th Ter, Miami Gardens, FL 33056

4 beds · 3 baths · 1,884 sqft

Welcome to your dream home! This stunning 4-bedroom, 3-bathroom residence offers the perfect blend of comfort and style. Enjoy spacious living with an open floor plan, a modern kitchen, and beautifully updated bathrooms. Step outside to your private backyard oasis featuring a sparkling pool—ideal for relaxing or entertaining. Plus, an extra bathroom and room provides the flexibility for a home office, gym, or extra income . Patio provided space for boat ,Trailer or RV. All doors and windows are Impact .Conveniently located in a desirable neighborhood, this home truly has it all. Don’t miss this opportunity!

Estimated
Seller's interest rate
3.88%
7%
Estimated
Monthly payment

$1,907
$2,169
You may also save up to $64,155 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Apr 19 • 11AM - 2PM
Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,169 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
3.88%
Remaining term
20 yrs and 5 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,907
Principal & interest
$877
Mortgage insurance
$132
Property taxes
$280
Home insurance
$616
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,884 sqft
Lot size
7545.0 square feet
Year built
1965
Type
Single Family Residence
HOA dues
$0.00

Source: MIAMIRE #A11778953

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 18, 2025 12:55 am
Listing agent: Dawson Perez (786) 352-5088
Listing provided courtesy of: Lifestyle International Realty (305) 809-8085
Details provided by MIAMIRE and may not match the public record.
MLS ID: #A11778953
Information deemed reliable but not guaranteed. Information is provided, in part, by Greater Miami MLS. This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.
This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.