1700 30th St S, Saint Petersburg, FL 33712
3 beds · 2 baths · 1,530 sqft
Recently renovated with 3 bedrooms, 2 bath and a 1 car garage, With a family room or Bonus room, large privacy fenced yard and a corner lot! As you walk up to this wonderful home you are greeted by a large front porch area leading to the front door, Flower beds surround the exterior of the home for you to create a beautiful flower garden. As you enter the front door the spacious living room welcomes you which leads to the kitchen or the secondary bedrooms and main bath. Both bathrooms are updated and feature beautiful showers. The kitchen features modern details, NEW floors, fixtures, plenty of beautiful cabinets, a lot of counter space would be great for entertaining, stainless-steel appliances and self-closing drawers. Beyond the kitchen there is a dining room leading to the Master bedroom and the bonus room or family room which ever works for you. Spacious Master suite features its own bathroom. Natural sunlight throughout the entire home! The Home was only lived in a short amount of time after the upgrades. All updates were done before Current homeowner purchased from what we understand the A/C and electrical panel were updated around 2021. The roof is estimated to be 3.5 years old. Water heater 2022, Kitchen, Bath, flooring updates, light fixtures and such are also believed to be done in 2022. Double pain windows unsure of the age. Don’t miss out on this Wonderful Move in Ready home! Great location walking distance to Lakeview Fundamental Elementary School, I-275 is about 3 minutes away, Under 10-minute drive in regular traffic to Downtown St Pete, St. Pete's Grand Central District, Warehouse Art's District, Tropicana Field, Pinellas Trail Access St. Pete pier, Dali museum and many other attractions. Schedule your in-person tour ASAP before its gone. Be sure to check out the Virtual Walk Through!
Source: STELLAR #t3480334
Source: STELLAR #t3480334
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3480334