17 Jasmine Ln, Jacksonville, NC 28546
5 beds · 2 baths · sqft
Nestled on a tranquil cul-de-sac just outside the city limits—meaning no city taxes—this beautifully designed home combines comfort, convenience, and exceptional value in one desirable package. Its prime location, only a short drive from Camp Lejeune, ensures easy access for those seeking proximity to the base while still enjoying a peaceful, private setting. Surrounded by a sense of community and positioned in a well-established neighborhood, this residence offers an appealing blend of quiet suburban living with nearby amenities, allowing you to balance work and leisure effortlessly. Step inside, and you'll immediately appreciate the open floor plan, thoughtfully designed to maximize the flow of natural light and create an inviting atmosphere throughout the main living areas. With four spacious rooms on the ground floor, there's plenty of space to customize each room according to your lifestyle. Whether you envision a dedicated home office, a comfortable guest room, a playroom for the little ones, or an additional entertainment area, these versatile spaces are ready to accommodate your needs. The open-concept layout encourages easy movement between the living area, dining space, and kitchen, making this home ideal for both relaxed family evenings and lively social gatherings. The kitchen, conveniently situated at the heart of the home, is designed with both form and function in mind. Abundant cabinetry provides plenty of storage for all your cooking essentials, while ample countertop space ensures meal preparation is a breeze. Imagine hosting friends and family, chatting across the peninsula as a delicious dinner simmers on the stove, or enjoying a casual Sunday brunch with loved ones beneath the warm glow of natural light. The primary suite serves as a true retreat, a place to unwind and recharge at the end of each day. Luxuriate in the tranquil ambiance of the generously sized bedroom, and relish in the spa-like comfort of a dedicated soaking tub. The attached walk-in closet offers ample room for your entire wardrobe, making it easy to stay organized and start every morning feeling refreshed. When guests arrive, they'll appreciate the convenience of the additional rooms, ensuring everyone can find their own corner of privacy and comfort. Above the two-car garage, discover a bonus room that can be easily tailored to suit your hobbies, interests, or family needs. Consider transforming this flexible space into a media room, fitness studio, craft workshop, or even a peaceful guest suite. The possibilities are endless, ensuring this home will evolve along with you and your family over the years. Venture outdoors, and you'll find the covered area on the back deckan inviting extension of your living space. Enjoy the fresh air while sipping your morning coffee, host a memorable backyard barbecue, or simply relax and appreciate the serenity of your surroundings. With no city taxes and a location near Camp Lejeune, this home uniquely combines financial advantages, day-to-day convenience, and a welcoming neighborhood atmosphere. Embrace the lifestyle you've been seekingcome experience this cul-de-sac treasure for yourself and discover the perfect place to call home.
Source: NORTHCAROLINAREGIONAL #100479361
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100479361
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100479361
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.