1688 Dillard Way, Bethlehem, GA 30620
4 beds · 3 baths · 2,114 sqft
100% USDA FINANCING AVAILABLE (restrictions apply) Step into this stunning two-story home that perfectly blends classic charm with modern comforts. Nestled in a peaceful neighborhood, this spacious residence boasts beautiful curb appeal with a welcoming front porch and elegant stone accents. Inside, you'll find an open, airy layout filled with natural light. The heart of the home is the gorgeous kitchen, featuring rich wood cabinetry, gleaming granite countertops, and stainless steel appliances. The open design flows seamlessly into the cozy living room, highlighted by a beautiful fireplace-perfect for gatherings and relaxation. A formal dining area off the kitchen adds an elegant touch, ideal for hosting meals or dinner parties. Upstairs, retreat to the luxurious primary suite with ample closet space and a spa-like ensuite bathroom. Additional bedrooms offer comfort and versatility. Step outside to your private backyard oasis with a patio and large yard, perfect for relaxing or hosting gatherings. The landscaped yard and charming front porch create a warm and inviting atmosphere that will make you feel right at home. Located just minutes from local amenities, parks, and top-rated schools, this home offers the perfect balance of tranquility and convenience. Don't miss your chance to make it yours-schedule a tour today! Apalachee High School District in Bethlehem, GA of Barrow County Georgia.
Source: FMLS #7544907
Financials
Source: FMLS #7544907
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.